Primary listing photo

1311 16th St, International Falls, MN, 56649

2beds
1baths
1,288sqft
$255,000
$198price/sqft
$2,131/moest. monthly cost
$85,240/yrincome needed

About This Home

Welcome to this well-maintained rambler located in one of International Falls' most sought-after neighborhoods. This home features two spacious main-level bedrooms, including one with a sliding glass door walk-out to an inviting screened-in porch. The bright living room offers built-in cabinetry, a gas-burning fireplace, and another sliding door leading to an expansive 700+ sq ft ground-level deck, perfect for entertaining or enjoying the outdoors. The beautifully landscaped flower gardens and two garden sheds enhance the property's appeal. The unfinished 1288 sq ft basement has abundance storage, a roughed-in bathroom and endless possibilities for future living space. This home is ready to welcome it's next owner!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

5/10
Falls Elementary SchoolGrades PK-50.2 mi
7/10
Falls SecondaryGrades 6-120.4 mi

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Sump Pump

Bedroom

  • Level: Main
  • Area: 196
  • Dimensions: 14x14

Bedroom2

  • Level: Main
  • Area: 195
  • Dimensions: 13x15

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,288

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,288
  • Total interior livable area: 1,288 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Living Room

  • Level: Main
  • Area: 280
  • Dimensions: 20x14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 9202503060
  • Zoning description: Residential-Single Family
  • Foundation area: 1288

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 0.33 Acres
  • Lot size dimensions: 93 x 152

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Hail
Lightning

FEMA Declared Disasters in Koochiching County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$313$3,756
Property Taxes $359$4,308
Electricity $170$2,050
Total$2,131$25,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,062/yr
40% on housing$63,930/yr
45% on housing$56,826/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 56649$164
Koochiching County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 56649
Koochiching County$89

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-18Listed for sale$255,000

For Sale by Agent

AgentCari Rostie
BrokerageMove it Real Estate Group/Lake

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