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1008 3rd St, International Falls, MN, 56649

5beds
2baths
1,967sqft
$350,000
$178price/sqft
$2,954/moest. monthly cost
$118,160/yrincome needed

About This Home

Completely renovated and move-in ready, this spacious 5-bedroom, 2-bathroom home offers modern updates and plenty of living space. The main floor features a bedroom, den/office, full bathroom, updated kitchen, and open living/dining area. Upstairs you'll find four additional bedrooms and a second fully renovated bathroom. Recent improvements include a new combination boiler system with on-demand hot water, updated plumbing and electrical, newly refinished hardwood floors, remodeled kitchen and bathrooms, plus a new roof, siding, windows, and doors—all completed within the last two years. Outside, enjoy a fenced backyard, large deck, and 2-car garage. The unfinished basement includes a utility room, washer/dryer hookups, and abundant storage space. A rare opportunity to own a turnkey home with extensive updates already completed. Schedule your showing today.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

6/10
Falls Elementary SchoolGrades PK-50.8 mi
7/10
Falls SecondaryGrades 6-120.7 mi

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 1913

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Engineered Wood,Frame/Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,967

Heating

  • Heating features: Boiler,Fireplace(s),Hot Water,Wood,Natural Gas

Interior Area

  • Total interior livable area: 1,967 sqft

Property

Details

  • Parcel number: 9200648140
  • Foundation area: 1000

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: 49 x 144 x 44 x 139

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Hail
Lightning

FEMA Declared Disasters in Koochiching County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$430$5,160
Property Taxes $585$7,020
Electricity $170$2,050
Total$2,954$35,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,280/yr
40% on housing$88,620/yr
45% on housing$78,773/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 56649$161
Koochiching County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 56649
Koochiching County$89

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Listed for sale$350,000
2011-08-10Sold$52,500

For Sale by Agent

AgentRiley Lind
BrokerageeXp Realty, LLC- MN

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