404 E 3rd St, Madison, MN, 56256
About This Home
Spacious 4-bedroom, 2-bath split-level home located on a desirable corner lot in a great part of town! The upper level features 2 bedrooms and a full bath, along with a large living room filled with natural light and a spacious kitchen offering abundant cabinet space and a wrap-around breakfast island perfect for gathering and entertaining. The lower level includes 2 additional bedrooms, a second bath, a comfortable family room, and a large utility/laundry room with plenty of extra storage space. Enjoy the oversized garage with room for vehicles, tools, and hobbies. With just a little cosmetic updating, this home offers incredible potential and the opportunity to make it your own.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1970
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Laundry features: In Basement,In Kitchen,Lower Level
Basement
- Has basement: Yes
- Basement: Block,Daylight,Finished,Full,Sump Pump
Bathroom
- Level: Main
- Area: 38.95
- Dimensions: 9.5x4.10
Bathroom
- Level: Main
- Area: 38.13
- Dimensions: 9.3x4.10
Bedroom
- Level: Upper
- Area: 145.77
- Dimensions: 12.9x11.3
Bedroom2
- Level: Upper
- Area: 149.64
- Dimensions: 12.9x11.6
Bedroom3
- Level: Lower
- Area: 121.38
- Dimensions: 10.2x11.9
Bedroom4
- Level: Lower
- Area: 174.02
- Dimensions: 11.3x15.4
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: Main
- Area: 114.46
- Dimensions: 11.8x9.7
Family Room
- Level: Lower
- Area: 223.2
- Dimensions: 18x12.4
Features
- Fireplace features: Electric
- Finished area below ground: 903
- Finished area above ground: 903
Foyer
- Level: Main
- Area: 25
- Dimensions: 5x5
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,806
- Total interior livable area: 1,806 sqft
Kitchen
- Level: Main
- Area: 118
- Dimensions: 10x11.8
Living Room
- Level: Main
- Area: 314.4
- Dimensions: 13.10x24
Utility Room
- Level: Lower
- Area: 220
- Dimensions: 11x20
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 540483000
- Zoning description: Residential-Single Family
- Foundation area: 900
Features
- Levels: Multi/Split
- Pool features: None
- Patio & porch: Patio
Lot
- Lot size: 7,361 sqft
- Features: Corner Lot
- Lot size dimensions: 74 x 100
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Hail
- Heat Wave
- Ice Storm
- Strong Wind
- Tornado
- Drought
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Lac qui Parle County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $803 | $9,636 |
| Home Insurance * | $229 | $2,748 |
| Property Taxes | $210 | $2,520 |
| Electricity | $170 | $2,050 |
| Total | $1,412 | $16,944 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Price change | $159,000 |
| 2026-06-01 | Listed for sale | $169,900 |
| 2012-07-03 | Sold | $50,000 |
| 2012-03-14 | Listed for sale | $55,000 |
| 2011-10-07 | Sold | $64,900 |
| 2011-07-30 | Price change | $64,900 |
| 2011-05-13 | Listed for sale | $69,900 |
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