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828 Slater Dr, Beaver Bay, MN, 55601

3beds
3baths
2,170sqft
$998,000
$460price/sqft
$6,012/moest. monthly cost
$240,480/yrincome needed

About This Home

Incredible home built with 8" ICF foundation walls in 2018 with amazing views of Lake Superior! You walk into a beautiful kitchen with Hickory cabinets, granite counters, gas stove (or electric already in place) and instant views of Lake Superior. The open concept of the main floors gives you the ability to see the lake, fireplace, kitchen or living room with just one look. The main floor has a gas fireplace, and in the lower level family room there is a wood burning fireplace to give you that extra option of heating in the winter. Forced air heat with central AC connected. There is an option for heated floor in the lower level, pipes have been run, not hooked up. There is a primary bedroom on the main floor with walk in closet and full bathroom. Additional bedroom and 1/2 bath on the main floor. The wrap around deck is amazing with a nice roof extension over the patio door to enjoy the outside even in inclement weather. Lower level has bedroom, full bath, laundry hook ups (dryer can be propane or electric already in place) and very large family room with walk out. There are two garages: there is an upper 2 car that is heated and insulated and supported with 3 - 10" I beams and 11 foot ceilings while the lower garage is built with 8" ICF forms, insulated and heated. The property is just shy of an acre with city sewer and water, small creek with culvert and the shoreline is really cool with caves and large moss covered rock. Access to the shore could be improved, currently no easily accessed. You are just a few miles from Split Rock Lighthouse, Gooseberry State Park, Tettegouche, Black Beach and you are on the Gitchi Gami paved bike trail. Walking or biking access to restaurants and beaches everywhere.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
Kelley SecondaryGrades 6-122.9 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2014

Materials

  • Foundation: Insulated Form
  • Roof: Fiberglass
  • Construction materials: Brick,Engineered Wood,Frame/Wood,Insulating Concrete Forms

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Egress Windows,Finished,Walkout,Bath,Bedrooms,Family/Rec Room,Fireplace,Utility Room

Bedroom

  • Level: Main
  • Area: 118.17
  • Dimensions: 10.1 x 11.7

Bedroom

  • Level: Lower
  • Area: 176.53
  • Dimensions: 12.7 x 13.9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Family Room

  • Level: Lower
  • Area: 549.45
  • Dimensions: 13.5 x 40.7

Features

  • Window features: Energy Windows,Wood Frames
  • Number of fireplaces: 2
  • Fireplace features: Multiple,Basement
  • Fireplace: Yes
  • Finished area below ground: 990
  • Finished area above ground: 1,180

Heating & Cooling

  • Heating features: Fireplace(s),Forced Air,In Floor Heat,Propane
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,170 sqft

Kitchen

  • Level: Main
  • Area: 114.4321
  • Dimensions: 8.11 x 14.11

Laundry

  • Level: Lower
  • Area: 44.082
  • Dimensions: 7.11 x 6.2

Living Room

  • Level: Main
  • Area: 316.75
  • Dimensions: 17.5 x 18.1

Master Bedroom

  • Level: Main
  • Area: 210.14
  • Dimensions: 13.3 x 15.8

Utility Room

  • Level: Lower
  • Area: 194.31
  • Dimensions: 12.7 x 15.3

Property

Details

  • Parcel number: 21725014060 + 14070 + 14080
  • Zoning description: Residential
  • Other equipment: Air to Air Exchange

Features

  • Has view: Yes
  • View description: Lake Superior
  • Has water view: Yes
  • Water view: Lake Superior
  • On waterfront: Yes
  • Waterfront features: Lake Superior,Waterfront Access(Private),Shoreline Characteristics(Rocky)
  • Waterbody name: Lake Superior
  • Frontage length: 103

Lot

  • Lot size: 0.83 Acres
  • Features: High
  • Lot size dimensions: irregular

Parking

  • Total spaces: 3
  • Parking features: Off Street,RV Parking,Gravel,Detached,Multiple,Drains,Electrical Service,Heat,Insulation
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Lake County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,046$60,552
Home Insurance *$178$2,136
Property Taxes $605$7,260
Electricity $183$2,196
Total$6,012$72,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$206,125/yr
40% on housing$180,360/yr
45% on housing$160,320/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.9%
16.9%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$460This listing

vs Other Active Listings

Avg $/sqft

ZIP 55601$154
Lake County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 55601
Lake County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$998,000
2013-07-12Sold$150,000
2013-04-14Listed for sale$150,000

For Sale by Agent

AgentSue Bott
BrokerageRE/MAX Professionals - Two Harbors

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