122 Banks Blvd, Silver Bay, MN, 55614
About This Home
Wholesale purchase opportunity. Being sold AS IS, needs new roof and interior finishing.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1954
Materials
- Roof: Age Over 8 Years,Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Block,Unfinished
Bedroom
- Level: Main
- Area: 115.5
- Dimensions: 10.5x11
Bedroom2
- Level: Main
- Area: 110.25
- Dimensions: 10.5x10.5
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
- Area: 100
- Dimensions: 10x10
Features
- Finished area below ground: 0
- Finished area above ground: 875
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 1,750
- Total interior livable area: 875 sqft
Kitchen
- Level: Main
- Area: 132
- Dimensions: 11x12
Living Room
- Level: Main
- Area: 216
- Dimensions: 18x12
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 22746011420
- Zoning description: Residential-Single Family
- Foundation area: 875
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 9,191 sqft
- Features: Tree Coverage - Light
- Lot size dimensions: 127 x 75
Parking
- Total spaces: 2
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Lake County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $328 | $3,936 |
| Home Insurance * | $146 | $1,752 |
| Property Taxes | $44 | $528 |
| Electricity | $170 | $2,050 |
| Total | $688 | $8,256 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Price change | $64,900 |
| 2026-06-30 | Price change | $69,900 |
| 2026-06-15 | Price change | $75,000 |
| 2026-06-09 | Price change | $79,900 |
| 2026-05-22 | Price change | $84,900 |
| 2026-05-13 | Price change | $88,900 |
| 2026-04-24 | Price change | $91,900 |
| 2026-04-03 | Price change | $99,000 |
| 2026-02-07 | Listed for sale | $99,900 |
| 2026-02-05 | Listing removed | $99,900 |
| 2026-01-14 | Price change | $99,900 |
| 2025-12-06 | Listed for sale | $109,900 |
| 2025-05-08 | Sold | $41,496 |
| 2018-07-02 | Sold | $50,000 |
View on Zillow