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33 Evans Cr, Silver Bay, MN, 55614

5beds
2baths
2,133sqft
$244,000
$114price/sqft
$1,772/moest. monthly cost
$70,880/yrincome needed

About This Home

Fantastic five bedroom, two bath home. Located on a peaceful and quiet street only a short stroll from everything Silver Bay has to offer.. Over 2000 sq ft of living space with a lower level rec space and bedroom that await your vision and finishing touches. Alongside the home is a handy two-car garage for tinkering and storing your toys. There's also a large deck that overlooks the private backyard. Did we mention this home is only minutes away from access to the Superior Hiking Trail, ATV trails, Northwoods Cros s Country Skiing Trail and the Gitchi Gami Bike Trail from your backyard. As a community, Silver Bay offers excellent city services such as well maintained public spaces and city streets. Call today for your private showing.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
Kelley SecondaryGrades 6-120.3 mi

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 1957

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl,Composition,Concrete Block,Frame/Wood,Poured Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater-Gas,Dryer,Range,Refrigerator,Washer
  • Laundry features: Dryer Hook-Ups,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Egress Windows,Partially Finished,Unfinished,Bath,Bedrooms,Family/Rec Room,Utility Room,Washer Hook-Ups,Dryer Hook-Ups

Bathroom

  • Level: Basement
  • Area: 60
  • Dimensions: 6 x 10

Bedroom

  • Level: Main
  • Area: 88
  • Dimensions: 8 x 11

Bedroom

  • Level: Main
  • Area: 80
  • Dimensions: 8 x 10

Bedroom

  • Level: Main
  • Area: 100
  • Dimensions: 10 x 10

Bedroom

  • Level: Main
  • Area: 121
  • Dimensions: 11 x 11

Bedroom

  • Level: Basement
  • Area: 156
  • Dimensions: 12 x 13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 70
  • Dimensions: 7 x 10

Features

  • Ceiling Fan(s),Eat In Kitchen
  • Door features: Patio Door
  • Window features: Bay Window(s),Vinyl Windows,Wood Frames
  • Flooring: Tiled Floors
  • Finished area below ground: 988
  • Finished area above ground: 1,145

Heating

  • Heating features: Baseboard,Boiler,Natural Gas

Interior Area

  • Total interior livable area: 2,133 sqft

Kitchen

  • Level: Main
  • Area: 170
  • Dimensions: 10 x 17

Laundry

  • Level: Basement
  • Area: 104
  • Dimensions: 8 x 13

Living Room

  • Level: Main
  • Area: 273
  • Dimensions: 13 x 21

Rec Room

  • Level: Basement
  • Area: 312
  • Dimensions: 12 x 26

Storage

  • Level: Basement
  • Area: 30
  • Dimensions: 3 x 10

Property

Details

  • Parcel number: 22746012280

Features

  • Patio & porch: Deck

Lot

  • Lot size: 10,454 sqft
  • Features: Tree Coverage - Light,Level
  • Lot size dimensions: Irreg

Parking

  • Total spaces: 2
  • Parking features: On Street,Asphalt,Detached,Electrical Service
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Lake County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,233$14,796
Home Insurance *$146$1,752
Property Taxes $214$2,568
Electricity $179$2,158
Total$1,772$21,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,754/yr
40% on housing$53,160/yr
45% on housing$47,253/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.9%
16.9%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 55614$68
Lake County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 55614
Lake County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$244,000
2026-08-04Contingent$244,000
2026-06-12Listed for sale$244,000

For Sale by Agent

AgentTerry Backlund
BrokerageBacklund Realty LLC

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