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46027 Beaver Dam Rd, Cleveland, MN, 56017

2beds
1baths
768sqft
$369,900
$482price/sqft
$2,530/moest. monthly cost
$101,200/yrincome needed

About This Home

Lake Life here you come!! Great amount of shoreline on Lake German with a year-round property, perfect for those that love the water view, being on the water spring, summer and fall, as well some ice fishing in the winter! House has an bright updated kitchen; the living room & 2 nice sized bedrooms have knotty pine that boasts a cozy cabin feel. 332 sq feet of deck space in the rear of the house gives a great view of the lake. Single garage and shed also on the property. Call today for your showing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
7/10
Cleveland SecondaryGrades 7-125.5 mi

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 1950

Materials

  • Roof: Metal
  • Construction materials: Frame/Wood,Steel Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Block,None

Bedroom

  • Level: Main

Bedroom1

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Combine with Kitchen

Features

  • Eat-In Kitchen,Natural Woodwork,Bath Description: Main Floor Full Bath
  • Flooring: Hardwood
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 768

Heating & Cooling

  • Heating features: Forced Air,Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 768
  • Total interior livable area: 768 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 04.600.0040
  • Foundation area: 768

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Waterbody name: German
  • Frontage type: Waterfront

Lot

  • Lot size: 7,840 sqft
  • Features: Accessible Shoreline
  • Lot size dimensions: 103 x 75.5 x 122 x 77.15

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado
Winter Weather
Drought
Heat Wave
Inland Flooding

FEMA Declared Disasters in Le Sueur County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$189$2,268
Property Taxes $301$3,612
Electricity $170$2,050
Total$2,530$30,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,742/yr
40% on housing$75,900/yr
45% on housing$67,466/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$482This listing

vs Other Active Listings

Avg $/sqft

ZIP 56017$196
Le Sueur County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 56017$177
Le Sueur County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$369,000
2026-04-15Listed for sale$389,000
1994-12-01Sold$60,000

For Sale by Agent

AgentLEE PELL
BrokeragePell Real Estate

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