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102 E Lyon St, Minneota, MN, 56264

2beds
1baths
936sqft
$69,000
$74price/sqft
$675/moest. monthly cost
$27,000/yrincome needed

About This Home

Welcome home to this cozy and well-maintained main-level living opportunity in Minneota. Offering comfort, functionality, and affordable living, this charming home features a low-maintenance exterior with vinyl siding, asphalt shingles, and updated windows. Forced air heat and central air conditioning help keep the home comfortable year-round. Inside, you’ll find a dedicated front entry that welcomes you into a nicely sized living room filled with natural light. The main floor also features two bedrooms, a full bathroom, a functional kitchen with great workspace and cabinet storage, plus a dedicated back entry with main-floor laundry for added convenience. The partial basement provides excellent space for mechanicals and additional storage opportunities. Outside, enjoy the detached single-stall garage and manageable yard space that makes upkeep simple. Whether you are looking for your first home, downsizing into main-level living, or searching for an investment opportunity, this well-cared-for property offers comfort, practicality, and small-town charm. Schedule your showing today!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

8/10
9/10
Minneota SecondaryGrades 7-120.6 mi

Construction

Condition

  • Year built: 1898

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Electric Water Heater,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial

Bathroom

  • Level: Main
  • Area: 64.0417
  • Dimensions: 7'3x8'10

Bedroom

  • Level: Main
  • Area: 88.4722
  • Dimensions: 10'10x8'2

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 11'x12'

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 936

Foyer

  • Level: Main
  • Area: 34.0417
  • Dimensions: 4'9x7'2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,062
  • Total interior livable area: 936 sqft

Kitchen

  • Level: Main
  • Area: 174.0139
  • Dimensions: 15'7x11'2

Laundry

  • Level: Main
  • Area: 98.0417
  • Dimensions: 6'6x15'1

Living Room

  • Level: Main
  • Area: 196
  • Dimensions: 14'x14'

Utility Room

  • Level: Basement
  • Area: 123.4722
  • Dimensions: 10'7x11'8

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 281020090
  • Zoning description: Residential-Single Family
  • Foundation area: 936

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7,274 sqft
  • Lot size dimensions: 50 x 150

Parking

  • Total spaces: 1
  • Parking features: Detached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Drought
Hail
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters in Lyon County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $348$4,176
Home Insurance *$80$960
Property Taxes $77$924
Electricity $170$2,050
Total$675$8,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,142/yr
40% on housing$20,250/yr
45% on housing$18,000/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 56264$86
Lyon County$94

vs Homes Sold Last Month

Median $/sqft

ZIP 56264$207
Lyon County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-10Price change$69,000
2026-05-26Listed for sale$75,000
2003-06-01Sold$37,000

For Sale by Agent

AgentKaLea Swenson – The Deutz Group
BrokerageEdina Realty, Inc.

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