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313 Hollett St, Tracy, MN, 56175

4beds
2baths
2,232sqft
$120,000
$54price/sqft
$1,025/moest. monthly cost
$41,000/yrincome needed

About This Home

Full of timeless character and classic craftsmanship, this charming 4-bedroom, 2-bath two-story home is sure to impress. From the beautiful open staircase and elegant columns to the stunning coffered ceiling and rich wood accents in the formal dining room, every detail reflects the home's original charm. The inviting three-season porch and the back deck offer the perfect places to relax, while the partially finished basement adds a comfortable family room for extra living space and storage. Recent updates, including new vinyl siding and several mechanical improvements, provide added peace of mind while preserving the home's historic appeal. If you appreciate homes with warmth, personality, and architectural character, this is one you won't want to miss!

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

6/10
Tracy Elementary SchoolGrades PK-60.9 mi
6/10
Tracy SecondaryGrades 7-121.0 mi

Construction

Condition

  • Year built: 1914

Materials

  • Roof: Age Over 8 Years,Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Block

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 720
  • Finished area above ground: 1,512

Heating & Cooling

  • Heating features: Boiler
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,232
  • Total interior livable area: 2,232 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 311041240
  • Zoning description: Residential-Single Family
  • Foundation area: 720

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 7,753 sqft
  • Lot size dimensions: 47 x 120 x 22 x 45

Parking

  • Total spaces: 1
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters in Lyon County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$133$1,596
Property Taxes $98$1,176
Electricity $188$2,259
Total$1,025$12,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,142/yr
40% on housing$30,750/yr
45% on housing$27,333/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$54This listing

vs Other Active Listings

Avg $/sqft

ZIP 56175$89
Lyon County$94

vs Homes Sold Last Month

Median $/sqft

ZIP 56175$93
Lyon County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$120,000
2023-01-04Sold$65,000
2022-05-13Listing removed--
2022-03-28Price change$65,000
2022-01-22Listed for sale$70,000
2021-12-04Listing removed--
2021-09-20Listed for sale$85,000

For Sale by Agent

AgentTara Onken
BrokerageEdina Realty, Inc.

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