480 1st St E, Tracy, MN, 56175
About This Home
Beautifully maintained 3-bedroom, 2-bath home in an unbeatable location! Enjoy having a well-kept public park and aquatic center practically in your backyard. This home features great curb appeal, attractive landscaping, and a warm, inviting family room with a cozy gas fireplace. Additional lower-level space offers flexibility for a workout area, hobby room, or extra storage. Complete with a double attached garage and pride of ownership throughout, this home combines comfort, convenience, and location all in one!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1990
Materials
- Roof: Age Over 8 Years,Asphalt
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Electric Water Heater,Microwave,Washer,Water Softener Owned
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Block,Egress Window(s),Other,Partially Finished,Sump Pump
Bathroom
- Level: Upper
- Area: 96
- Dimensions: 12x8
Bedroom
- Level: Upper
- Area: 156
- Dimensions: 12x13
Bedroom2
- Level: Upper
- Area: 90
- Dimensions: 9x10
Bedroom3
- Level: Upper
- Area: 99
- Dimensions: 9x11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Dining Room
- Level: Main
- Area: 96
- Dimensions: 12x8
Family Room
- Level: Lower
- Area: 414
- Dimensions: 23x18
Features
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas
- Fireplace: Yes
- Finished area below ground: 625
- Finished area above ground: 1,145
Heating & Cooling
- Heating features: Forced Air,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 2,295
- Total interior livable area: 1,770 sqft
Kitchen
- Level: Main
- Area: 143
- Dimensions: 13x11
Laundry
- Level: Lower
- Area: 77
- Dimensions: 11x7
Living Room
- Level: Main
- Area: 180
- Dimensions: 10x18
Utility Room
- Level: Lower
- Area: 437
- Dimensions: 23x19
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 311420030
- Zoning description: Residential-Single Family
- Foundation area: 437
Features
- Levels: Four or More Level Split
- Pool features: None
- Patio & porch: Patio
- Fencing: None
Lot
- Lot size: 0.32 Acres
- Features: Irregular Lot,Tree Coverage - Light
- Lot size dimensions: 100 x 150
Parking
- Total spaces: 2
- Parking features: Attached,Concrete,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Ice Storm
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Lyon County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,036 | $12,432 |
| Home Insurance * | $227 | $2,724 |
| Property Taxes | $256 | $3,072 |
| Electricity | $170 | $2,050 |
| Total | $1,689 | $20,268 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Pending sale | $205,000 |
| 2026-06-17 | Price change | $205,000 |
| 2026-05-13 | Listed for sale | $210,000 |
| 2024-02-13 | Sold | $190,000 |
| 2024-01-08 | Pending sale | $199,900 |
| 2023-12-26 | Price change | $199,900 |
| 2023-11-30 | Price change | $205,000 |
| 2023-11-07 | Listed for sale | $210,000 |
| 2018-09-05 | Sold | $162,000 |
| 2018-06-28 | Pending sale | $158,000 |
| 2018-06-22 | Listed for sale | $158,000 |
View on Zillow