361 Emory St, Tracy, MN, 56175
About This Home
Charming craftsman-style home with beautiful original woodwork throughout, including oak floors, wide trim, and high ceilings. The main living space flows nicely into an updated kitchen, creating a comfortable and functional layout. A large den family room addition with a vaulted ceiling and fireplace offers great extra living space. The main floor also includes a spacious mudroom off the back with laundry and a 3/4 bathroom. Upstairs, you’ll find three spacious bedrooms with good closet space and a full bathroom all freshly painted. Situated on a double lot, the yard features multiple paver patio areas and a fire pit—great for relaxing or entertaining. There’s also a detached 2-stall garage with alley access and a concrete driveway. A solid home with a lot of character and space inside and out.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1913
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Block,Concrete
Bathroom
- Level: Main
- Area: 35.75
- Dimensions: 6.5x5.5
Bathroom
- Level: Upper
- Area: 80
- Dimensions: 8x10
Bedroom
- Level: Upper
- Area: 272
- Dimensions: 17x16
Bedroom2
- Level: Upper
- Area: 132
- Dimensions: 12x11
Bedroom3
- Level: Upper
- Area: 110
- Dimensions: 11x10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Family Room
- Level: Main
- Area: 432
- Dimensions: 24x18
Features
- Number of fireplaces: 2
- Fireplace features: Electric,Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,962
Foyer
- Level: Main
- Area: 107
- Dimensions: 10.7x10
Heating & Cooling
- Heating features: Boiler
- Cooling features: Ductless Mini-Split
Interior Area
- Total structure area: 2,794
- Total interior livable area: 2,794 sqft
Kitchen
- Level: Main
- Area: 208
- Dimensions: 16x13
Laundry
- Level: Main
- Area: 32.76
- Dimensions: 5.2x6.3
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 311040540
- Zoning description: Residential-Single Family
- Foundation area: 1338
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Porch
Lot
- Lot size: 0.36 Acres
- Lot size dimensions: 165 x 94
Parking
- Total spaces: 2
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Ice Storm
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Lyon County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $910 | $10,920 |
| Home Insurance * | $200 | $2,400 |
| Property Taxes | $295 | $3,540 |
| Electricity | $235 | $2,827 |
| Total | $1,640 | $19,680 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-14 | Price change | $187,900 |
| 2026-04-02 | Listed for sale | $195,000 |
| 2025-01-10 | Sold | $168,000 |
| 2024-12-02 | Pending sale | $177,500 |
| 2024-11-22 | Price change | $177,500 |
| 2024-10-22 | Listed for sale | $185,000 |
| 2020-12-18 | Sold | $120,000 |
| 2020-11-09 | Pending sale | $120,000 |
| 2020-10-12 | Price change | $120,000 |
| 2020-08-12 | Price change | $125,000 |
| 2020-07-14 | Price change | $130,000 |
| 2020-06-25 | Listed for sale | $133,000 |
| 2018-01-12 | Sold | $105,000 |
| 2017-12-04 | Pending sale | $115,000 |
| 2017-08-20 | Price change | $115,000 |
| 2017-05-15 | Listed for sale | $120,000 |
| 2017-03-02 | Listing removed | $129,000 |
| 2016-10-08 | Listed for sale | $129,000 |
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