775 2nd St E, Tracy, MN, 56175
About This Home
One level 3-bedroom home with eat in kitchen, or dining living room shared. Patio door to the peaceful Deck. Recent updates include new shingles (fall of 25) along with many previous updates including cupboards, and bedroom windows, Chamberlin garage door opener. This spacious home has so much to offer, and room to grow. The location has a beautiful lot with a private back yard deck. Tracy has a great school system, numerous churches, restaurants, grocery store, bank, dentistry, plumbing and heating, convenience stores, and automotive sales. Take time to visit this home and community.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1957
Materials
- Roof: Age 8 Years or Less,Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Range,Refrigerator,Washer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Block,Full,Partially Finished,Storage Space
Bathroom
- Level: Main
- Area: 72
- Dimensions: 6 x 12
Bathroom
- Level: Main
- Area: 54
- Dimensions: 6 x 9
Bedroom
- Level: Main
- Area: 140
- Dimensions: 14 x 10
Bedroom2
- Level: Main
- Area: 129
- Dimensions: 12.9 x 10
Bedroom3
- Level: Main
- Area: 121
- Dimensions: 11 x 11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 135
- Dimensions: 9 x 15
Family Room
- Level: Basement
- Area: 434
- Dimensions: 31 x 14
Features
- Finished area below ground: 950
- Finished area above ground: 1,289
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,578
- Total interior livable area: 2,239 sqft
Kitchen
- Level: Main
- Area: 192
- Dimensions: 12 x 16
Living Room
- Level: Main
- Area: 165
- Dimensions: 15 x 11
Property
Accessibility
- Accessibility features: Other
Details
- Parcel number: 311840130
- Zoning description: Residential-Single Family
- Foundation area: 1289
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
Lot
- Lot size: 0.26 Acres
- Features: Tree Coverage - Light
- Lot size dimensions: 95 x 150
Parking
- Total spaces: 2
- Parking features: Attached,Concrete,Garage Door Opener,Guest
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Ice Storm
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Lyon County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $833 | $9,996 |
| Home Insurance * | $183 | $2,196 |
| Property Taxes | $195 | $2,340 |
| Electricity | $188 | $2,266 |
| Total | $1,399 | $16,788 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-17 | Price change | $164,900 |
| 2026-05-14 | Listed for sale | $174,900 |
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