See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

358 E Amber Lake Dr, Fairmont, MN, 56031

3beds
2baths
1,140sqft
$269,000
$236price/sqft
$2,136/moest. monthly cost
$85,440/yrincome needed

About This Home

What can be better than lake life and golf? This property combines both and is in move in ready condition. Many renovations have been done on the main floor to best utilize space while offering lake views from kitchen and living room. Large open kitchen with dine at island and living room along with 2 bedrooms on the main level and large 3/4 bathroom. A spiral stair case takes you to the finished basement which has the 3rd bedroom and a 3/4 bathroom along with walk out back door to access yard and lake stairs. The front of the house has an attached deck and just across the street is Interlaken Golf Course. The club house and restaurant/bar is within walking distance. A newly built single stall garage was added and there is a boat house on the shore for all your lake life necessities. This could be used as a primary residence or a seasonal lake home. The perfect opportunity to enjoy the carefree leisure recreational life.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

3/10
6/10
Fairmont High SchoolGrades 7-122.3 mi

Construction

Condition

  • Year built: 1949

Materials

  • Roof: Asphalt
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Block,Egress Window(s),Finished,Full

Bedroom

  • Level: Main
  • Area: 93.2361
  • Dimensions: 11'5x8'2

Bedroom2

  • Level: Main
  • Area: 93.2361
  • Dimensions: 11'5x8'2

Bedroom3

  • Level: Lower
  • Area: 84
  • Dimensions: 12'x7'

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Family Room

  • Level: Lower
  • Area: 207.3958
  • Dimensions: 13'9x15'1

Features

  • Finished area below ground: 516
  • Finished area above ground: 624

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,140 sqft

Kitchen

  • Level: Main
  • Area: 205.1111
  • Dimensions: 17'4"x11'10"

Living Room

  • Level: Main
  • Area: 139.0278
  • Dimensions: 11'8x11'11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 232300010
  • Zoning description: Residential-Single Family
  • Foundation area: 624

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Fencing: None
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Dock,Lake Front,Lake View,Waterfront Elevation(40+),Lake Bottom(Sand)
  • Frontage length: Water Frontage: 35

Lot

  • Lot size: 8,102 sqft
  • Features: Accessible Shoreline,Tree Coverage - Medium
  • Lot size dimensions: 50 x 185

Parking

  • Total spaces: 1
  • Parking features: Detached Garage,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Strong Wind
Tornado
Hail
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Martin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,360$16,320
Home Insurance *$270$3,240
Property Taxes $336$4,032
Electricity $170$2,050
Total$2,136$25,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,234/yr
40% on housing$64,080/yr
45% on housing$56,960/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 56031$119
Martin County$100

vs Homes Sold Last Month

Median $/sqft

ZIP 56031$113
Martin County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$269,000
2020-07-01Sold$161,500
2020-06-19Pending sale$167,500
2020-05-05Price change$167,500
2019-09-18Price change$179,000
2019-07-22Listed for sale$186,500
2018-05-04Sold$125,000
2018-03-23Pending sale$139,900
2018-03-06Listed for sale$139,900
2016-12-19Sold$32,000

For Sale by Agent

AgentPaul Determan
BrokerageRE/MAX TOTAL REALTY

Similar Homes