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922 S State St, Fairmont, MN, 56031

2beds
2baths
1,920sqft
$189,900
$99price/sqft
$1,503/moest. monthly cost
$60,120/yrincome needed

About This Home

Main level living at its finest, this beautifully renovated home is ready to be seen in person and delivers exceptional style inside and out. Enjoy stunning curb appeal with premium Diamond Kote LP Smart Siding Inside, the main floor shines with recessed lighting and luxury vinyl plank flooring that flows seamlessly throughout. The kitchen features quartz countertops and backsplash, a large island with seating, stainless steel appliance suite, recessed lighting, and soft close cabinetry. Designed for convenient main level living, the home also features a newly installed bathroom/laundry room, highlighted by a brand new walk in shower. The lower level offers four new basement windows and is perfect for expansion. Exterior improvements are completed with a new step and amazing flowering gardens. With thoughtful updates throughout and everything you need on one level, this home is ready to be enjoyed from day one.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

3/10
6/10
Fairmont High SchoolGrades 7-120.7 mi

Construction

Condition

  • Year built: 1956

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Concrete

Bedroom

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 960

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Kitchen

  • Level: Main
  • Area: 150
  • Dimensions: 10x15

Laundry

  • Level: Main
  • Area: 80
  • Dimensions: 10x8

Living Room

  • Level: Main
  • Area: 216
  • Dimensions: 18x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 232360020
  • Zoning description: Residential-Single Family
  • Foundation area: 960

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 10,628 sqft
  • Lot size dimensions: 138 x 75

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Strong Wind
Tornado
Hail
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Martin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$190$2,280
Property Taxes $183$2,196
Electricity $170$2,050
Total$1,503$18,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,531/yr
40% on housing$45,090/yr
45% on housing$40,080/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 56031$121
Martin County$101

vs Homes Sold Last Month

Median $/sqft

ZIP 56031$113
Martin County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$206,900
2026-05-01Price change$212,900
2026-04-21Price change$220,900
2026-04-02Price change$229,900
2026-03-25Price change$239,000
2026-03-18Listed for sale$249,000
2025-04-30Sold$223,900
2025-03-28Pending sale$224,900
2025-01-31Price change$224,900
2025-01-24Listed for sale$234,900
2024-11-21Sold$103,410
2024-11-07Pending sale$114,900
2024-10-11Listed for sale$114,900
2013-09-09Sold$50,000
2007-11-19Sold$79,000

For Sale by Agent

AgentBart Clayton
BrokerageEXIT Realty - Great Plains

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