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1957 243rd Ave, Truman, MN, 56088

2beds
3baths
4,368sqft
$699,000
$160price/sqft
$5,503/moest. monthly cost
$220,120/yrincome needed

About This Home

Grand Country Acreage with Breathtaking Views on 15.52 Acres. Escape to the beauty of country living with this exceptional 15.52-acre property, where Elm Creek gracefully winds through the landscape, creating a picturesque setting with breathtaking views. Every detail of this home has been thoughtfully updated with tasteful, high-quality finishes, offering the perfect blend of modern comfort and rural charm. Recent exterior improvements include a new roof, siding, gutters, soffit, fascia, and brand-new front and back decks, providing both lasting value and outstanding curb appeal. The beautifully crafted front deck welcomes you into a spacious, open concept living and dining area, ideal for entertaining or simply enjoying the surrounding scenery. The main level features two comfortable bedrooms, while the lower level offers two generously sized bonus rooms that could easily be converted into additional bedrooms, providing flexibility to suit your needs. The well-appointed kitchen includes all appliances, making this home truly move-in ready. Comfort extends throughout the home with in-floor heat in both the triple attached garage and the basement, adding warmth and convenience year-round. Whether you're looking for a peaceful country retreat, hobby farm potential, or simply room to roam, this remarkable property offers a rare opportunity to own a beautifully updated home in an unforgettable natural setting. Come experience the tranquility, space, and stunning views this one-of-a-kind acreage has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Truman Elementary SchoolGrades PK-64.6 mi
6/10
Truman SecondaryGrades 7-124.6 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Freezer,Humidifier,Gas Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Block,Finished,Full,Storage Space,Sump Pump,Walk-Out Access

Bathroom

  • Level: Main
  • Area: 65
  • Dimensions: 5x13

Bathroom

  • Level: Lower
  • Area: 72
  • Dimensions: 8x9

Bedroom

  • Level: Main
  • Area: 208
  • Dimensions: 16x13

Bedroom2

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Bonus Room

  • Level: Lower
  • Area: 228
  • Dimensions: 19x12

Bonus Room

  • Level: Lower
  • Area: 364
  • Dimensions: 26x14

Deck

  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Dining Room

  • Level: Main
  • Area: 299
  • Dimensions: 23x13

Family Room

  • Level: Lower
  • Area: 784
  • Dimensions: 28x28

Features

  • Finished area below ground: 2,192
  • Finished area above ground: 2,176

Garage

  • Level: Main
  • Area: 972
  • Dimensions: 36x27

Heating & Cooling

  • Heating features: Forced Air,In-Floor Heating
  • Cooling features: Central Air

Informal Dining Room

  • Level: Main
  • Area: 130
  • Dimensions: 10x13

Interior Area

  • Total structure area: 5,921
  • Total interior livable area: 4,368 sqft

Kitchen

  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Laundry

  • Level: Main
  • Area: 78
  • Dimensions: 6x13

Living Room

  • Level: Main
  • Area: 375
  • Dimensions: 25x15

Patio

  • Level: Lower
  • Area: 667
  • Dimensions: 23x29

Porch

  • Level: Main
  • Area: 656
  • Dimensions: 41x16

Primary Bathroom

  • Level: Main
  • Area: 130
  • Dimensions: 10x13

Sun Room

  • Level: Main
  • Area: 330
  • Dimensions: 22x15

Utility Room

  • Level: Lower
  • Area: 759
  • Dimensions: 33x23

Walk In Closet

  • Level: Main
  • Area: 20
  • Dimensions: 4x5

Walk In Closet

  • Level: Lower
  • Area: 72
  • Dimensions: 8x9

Walk In Closet

  • Level: Lower
  • Area: 28
  • Dimensions: 7x4

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 200360080
  • Zoning description: Residential-Single Family
  • Wooded area: 217800
  • Foundation area: 2896

Features

  • Levels: One
  • Stories: 1
  • Fencing: None
  • Waterfront features: Creek/Stream

Lot

  • Lot size: 15.52 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 470 x 1420

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Winter Weather
Drought
Tornado
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in Martin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$989$11,868
Property Taxes $612$7,344
Electricity $368$4,420
Total$5,503$66,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$188,674/yr
40% on housing$165,090/yr
45% on housing$146,746/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 56088$48
Martin County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 56088$70
Martin County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$699,000

For Sale by Agent

AgentDan Fitzgerald
BrokerageRE/MAX TOTAL REALTY

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