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522 E 2nd St N, Truman, MN, 56088

1beds
1baths
520sqft
$34,000
$65price/sqft
$436/moest. monthly cost
$17,440/yrincome needed

About This Home

This one-bedroom, 3/4-bath property offers an open floor plan with a kitchen and sits on a generously sized lot. Alongside the house is a detached single-car garage. Enjoy easy access to Highway 15 and a prime location close to restaurants, shopping, and other everyday amenities. Whether you're looking for an investment property or a project with potential, this property is worth a look! This property is being sold AS IS.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

6/10
Truman Elementary SchoolGrades PK-60.3 mi
6/10
Truman SecondaryGrades 7-120.3 mi

Construction

Condition

  • Year built: 1931

Materials

  • Roof: Age Over 8 Years,Architectural Shingle,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Laundry features: None

Basement

  • Has basement: Yes
  • Basement: Block,Crawl Space

Bedroom

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 520

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 520
  • Total interior livable area: 520 sqft

Kitchen

  • Level: Main
  • Area: 130
  • Dimensions: 10x13

Living Room

  • Level: Main
  • Area: 117
  • Dimensions: 9x13

Property

Accessibility

  • Accessibility features: No Stairs External,No Stairs Internal

Details

  • Parcel number: 415800030
  • Zoning description: Residential-Single Family
  • Foundation area: 520

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.26 Acres
  • Features: Irregular Lot,Tree Coverage - Medium
  • Lot size dimensions: 65 x 80 x 10 x 80 x 75 x 165

Parking

  • Total spaces: 1
  • Parking features: Detached Garage,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Winter Weather
Drought
Tornado
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in Martin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $171$2,052
Home Insurance *$48$576
Property Taxes $47$564
Electricity $170$2,050
Total$436$5,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$14,948/yr
40% on housing$13,080/yr
45% on housing$11,626/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$65This listing

vs Other Active Listings

Avg $/sqft

ZIP 56088$83
Martin County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 56088$70
Martin County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$34,000
2026-06-24Listed for sale$39,900
2022-02-28Sold$10,000
2008-08-27Sold$4,000

For Sale by Agent

AgentZach Johnston
BrokerageEXIT Realty - Great Plains

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