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735 E 2nd St, Litchfield, MN, 55355

3beds
2baths
1,224sqft
$199,900
$163price/sqft
$1,504/moest. monthly cost
$60,160/yrincome needed

About This Home

Tidy 3-bedroom, 2-bath home on the northeast side of Litchfield featuring a large yard and a single-stall detached garage with its own wall A/C. Freshly refinished hardwood floors extend throughout the main and upper levels, adding warmth and timeless character. The main level offers two bedrooms and a full bath, while the spacious upper-level third bedroom features built-in dressers and a walk-in closet. The lower level includes an egress window, an office, and potential for a fourth bedroom or additional living space. A convenient lower-level laundry area also includes a shower and toilet, adding functionality and flexibility for everyday living. A durable concrete block foundation provides lasting strength and peace of mind. Central air and a forced-air furnace provide year-round comfort. A perfect starter home or comfortable place to downsize!

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

7/10
Litchfield Middle SchoolGrades 5-80.6 mi
7/10
7/10

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Egress Window(s),Finished

Bedroom

  • Level: Main
  • Area: 138
  • Dimensions: 11.5x12

Bedroom2

  • Level: Main
  • Area: 93.5
  • Dimensions: 11x8.5

Bedroom3

  • Level: Upper
  • Area: 161
  • Dimensions: 14x11.5

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 48
  • Dimensions: 6x8

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,224

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,040
  • Total interior livable area: 1,224 sqft

Kitchen

  • Level: Main
  • Area: 69
  • Dimensions: 6x11.5

Living Room

  • Level: Main
  • Area: 212.75
  • Dimensions: 11.5x18.5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 270281000
  • Zoning description: Residential-Single Family
  • Foundation area: 816

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Front Porch,Rear Porch
  • Fencing: None

Lot

  • Lot size: 9,104 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: 70 x 130

Parking

  • Total spaces: 1
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado
Winter Weather
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Meeker County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$169$2,028
Property Taxes $155$1,860
Electricity $170$2,050
Total$1,504$18,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,565/yr
40% on housing$45,120/yr
45% on housing$40,106/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 55355$140
Meeker County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 55355
Meeker County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$199,900
2026-08-05Listed for sale$199,900
2022-01-28Sold$146,900
2021-12-08Pending sale$149,999
2021-11-06Price change$149,999
2021-10-05Price change$154,999
2021-09-18Listed for sale$161,000
2019-11-04Sold$61,000

For Sale by Agent

AgentMaria Oman
BrokeragePremier Real Estate Services

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