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121 Shire Rd N, Watkins, MN, 55389

4beds
2baths
1,985sqft
$299,900
$151price/sqft
$2,234/moest. monthly cost
$89,360/yrincome needed

About This Home

Welcome to 121 Shire Rd N in Watkins! This well maintained home offers comfort, functionality, and recent updates throughout. Enjoy peace of mind with a new roof and spacious deck added in 2025, perfect for relaxing or entertaining outdoors. Inside, you’ll find a warm and inviting layout featuring a mix of hardwood, vinyl, and carpeted flooring. The kitchen includes a new dishwasher, and the new water heater adds to the home’s efficiency. Ample closet space and storage throughout make everyday living easy and organized. The heated and insulated garage is a great bonus, ideal for year-round use or a workshop space. Conveniently located in a quiet setting, this home combines practicality with comfort—ready for you to move right in!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

--
Watkins Elementary SchoolGrades PK-K0.3 mi
9/10
Eden Valley SecondaryGrades 7-126.0 mi
9/10

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: Main
  • Area: 154
  • Dimensions: 11x14

Bedroom2

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Bedroom3

  • Level: Lower
  • Area: 132
  • Dimensions: 11x12

Bedroom4

  • Level: Lower
  • Area: 143
  • Dimensions: 11x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Family Room

  • Level: Lower
  • Area: 210
  • Dimensions: 14x15

Features

  • Finished area below ground: 790
  • Finished area above ground: 1,195

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,098
  • Total interior livable area: 1,985 sqft

Kitchen

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Living Room

  • Level: Main
  • Area: 272
  • Dimensions: 16x17

Office

  • Level: Lower
  • Area: 88
  • Dimensions: 11x8

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 280405000
  • Zoning description: Residential-Single Family
  • Foundation area: 903

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 9,931 sqft
  • Lot size dimensions: 85 x 120 x 85 x 114

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters in Meeker County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$267$3,204
Property Taxes $281$3,372
Electricity $170$2,050
Total$2,234$26,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,594/yr
40% on housing$67,020/yr
45% on housing$59,573/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 55389$147
Meeker County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 55389
Meeker County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$299,900
2026-06-20Listed for sale$310,000
2017-07-28Sold$174,900
2016-05-06Sold$145,000
2015-08-04Listing removed$149,900
2015-07-28Pending sale$149,900
2015-06-09Price change$149,900
2015-04-21Price change$150,000
2015-03-12Listed for sale$154,900
2010-12-31Sold$150,000

For Sale by Agent

AgentJocelyn Clark
BrokeragePemberton RE

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