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11 Lime Lake Dr, Avoca, MN, 56114

2beds
2baths
2,600sqft
$499,000
$192price/sqft
$3,667/moest. monthly cost
$146,680/yrincome needed

About This Home

Welcome to your dream lakefront retreat, where modern luxury meets endless potential. This unique, newly remodeled walk out home features two bedrooms and a full bath, complemented by an attached double garage that includes a convenient additional half bath. No detail was overlooked in the recent overhaul, which boasts a new roof, windows, doors, and siding for ultimate peace of mind. Inside, the atmosphere is warm and inviting, showcasing new flooring, elegant trim, and custom countertops set against sophisticated new cabinetry. While the main level is completely move in ready, the newly added second story offers a blank canvas, allowing the next owner to frame out the space to their exact specifications. Situated on expansive lots with a rare 316 feet of private shoreline and all new professional landscaping, this property offers unmatched privacy, breathtaking sunsets, and a front row seat to local wildlife under brilliant night skies. It is truly the ultimate setting for hosting; be ready to entertain friends and family as the premium outdoor kitchen provides the perfect atmosphere for lakeside gatherings. Don't miss out on this rare opportunity to own a one of a kind lake home!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 1,300
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Baseboard,Ductless Mini-Split
  • Cooling features: Ductless Mini-Split

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 131100050
  • Zoning description: Residential-Single Family
  • Foundation area: 1300

Features

  • Levels: Multi/Split
  • Patio & porch: Wrap Around
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Dock,Lake Front,Lake View

Lot

  • Lot size: 1.46 Acres
  • Lot size dimensions: 316 x 201

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Ice Storm
Strong Wind
Tornado
Drought
Heat Wave
Inland Flooding

FEMA Declared Disasters in Murray County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$395$4,740
Property Taxes $530$6,360
Electricity $219$2,631
Total$3,667$44,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,725/yr
40% on housing$110,010/yr
45% on housing$97,786/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 56114
Murray County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 56114
Murray County$112

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-10Listed for sale$499,000
2017-11-02Listing removed$249,900
2016-04-14Listed for sale$249,900

For Sale by Agent

AgentLee Fast
BrokerageHeartland Real Estate Services LLC

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