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52 Deer Path Rd, Tracy, MN, 56175

4beds
3baths
2,656sqft
$795,000
$299price/sqft
$5,594/moest. monthly cost
$223,760/yrincome needed

About This Home

Welcome to your perfect lake getaway on the northeast shores of Lake Shetek! This 4-bedroom, 3-bath home offers over 2,500 square feet of comfortable living space with plenty of room for family and friends to gather. Large windows on both levels have panoramic lake views and fill the home with natural light. Vaulted ceilings add to the open feel, creating a bright and airy space. Spend your days out on the water boating, fishing, or kayaking, then come back to relax on the three-season porch with a cozy fireplace, the perfect spot to take in the view from spring through fall. As the sun sets, enjoy peaceful evenings by the fire, sharing stories and soaking in the calm lake atmosphere. Downstairs, the spacious recreation room with its own fireplace offers a great hangout space for game nights, movie nights, or simply unwinding after a full day of lake fun. Set on a large lot in a beautifully wooded area, the property is surrounded by mature hardwood trees that provide shade in the summer and stunning color in the fall. Whether you're enjoying the yard, the views, or the peaceful setting, this home is all about easy, enjoyable lake living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Tracy Elementary SchoolGrades PK-66.7 mi
6/10
Tracy SecondaryGrades 7-126.6 mi

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Age Over 8 Years
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator,Washer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Block,Finished,Full,Sump Basket

Bathroom

  • Level: Lower
  • Area: 45
  • Dimensions: 5x9

Bathroom

  • Level: Upper
  • Area: 48
  • Dimensions: 8x6

Bedroom

  • Level: Lower
  • Area: 201.5
  • Dimensions: 15.5x13

Bedroom2

  • Level: Lower
  • Area: 195
  • Dimensions: 15x13

Bedroom3

  • Level: Upper
  • Area: 175.5
  • Dimensions: 13x13.5

Bedroom4

  • Level: Upper
  • Area: 243
  • Dimensions: 18x13.5

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • 3/4 bathrooms: 3

Family Room

  • Level: Lower
  • Area: 403
  • Dimensions: 31x13

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Insert
  • Fireplace: Yes
  • Finished area below ground: 1,100
  • Finished area above ground: 1,434

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,656
  • Total interior livable area: 2,656 sqft

Kitchen

  • Level: Upper
  • Area: 182
  • Dimensions: 13x14

Living Room

  • Level: Upper
  • Area: 364
  • Dimensions: 13x28

Other

  • Level: Upper
  • Area: 210
  • Dimensions: 17.5x12

Primary Bathroom

  • Level: Upper
  • Area: 65
  • Dimensions: 13x5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 181700060
  • Zoning description: Residential-Single Family
  • Other equipment: Fuel Tank - Rented
  • Foundation area: 1222

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Lake,West
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Bottom(Rocky)

Lot

  • Lot size: 0.56 Acres
  • Features: Accessible Shoreline,Irregular Lot,Tree Coverage - Medium
  • Lot size dimensions: 150 x 110

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Floor Drain,Garage Door Opener,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Drought
Hail
Strong Wind
Tornado
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Murray County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,019$48,228
Home Insurance *$883$10,596
Property Taxes $468$5,616
Electricity $224$2,688
Total$5,594$67,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,794/yr
40% on housing$167,820/yr
45% on housing$149,173/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 56175$61
Murray County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 56175$93
Murray County$112

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$795,000

For Sale by Agent

AgentJeffrey Paul Carpenter
BrokerageEdina Realty, Inc.

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