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605 N Columbia Ave, Fulda, MN, 56131

2beds
1baths
1,320sqft
$74,500
$56price/sqft
$686/moest. monthly cost
$27,440/yrincome needed

About This Home

Great opportunity to own an affordable 2 bedroom, 1 bath home with detached garage. This smaller home offers efficient living, low maintenance, and solid potential for homeowners or investors alike. Convenient layout, functional space, and room to add your personal touch. Hard-to-find price point makes this one worth a look!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
Fulda Elementary SchoolGrades PK-60.3 mi
5/10
Fulda SecondaryGrades 7-120.3 mi

Construction

Condition

  • Year built: 1946

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 680

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,320
  • Total interior livable area: 1,320 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 252800150
  • Zoning description: Residential-Single Family
  • Foundation area: 640

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 8,058 sqft
  • Lot size dimensions: 60 x 135

Parking

  • Total spaces: 1
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Murray County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $376$4,512
Home Insurance *$71$852
Property Taxes $69$828
Electricity $170$2,050
Total$686$8,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,520/yr
40% on housing$20,580/yr
45% on housing$18,293/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$56This listing

vs Other Active Listings

Avg $/sqft

ZIP 56131$109
Murray County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 56131
Murray County$112

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$85,000
2026-04-20Listed for sale$89,900

For Sale by Agent

AgentShane Evers
BrokerageRe/Max Premier Realty

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