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561 Chestnut Ridge Rd, Latrobe, PA, 15650

2beds
1baths
1,526sqft
$148,000
$97price/sqft
$1,187/moest. monthly cost
$47,480/yrincome needed

About This Home

Ready to purchase your first home, begin investing, or add to your portfolio? This versatile property checks all the boxes. Featuring newer windows, furnace, hot water tank, air conditioner and a spacious lot, it offers a solid foundation with plenty of potential for your personal updates and finishing touches. An oversized family room provides flexible living space, while the additional first floor living room could easily serve as a 3rd bedroom to suit your needs. Storage is abundant throughout, and the impressive 40x30 pole building provides room for hobbies, projects, or up to four vehicles! Schedule your showing today and bring your vision. With a little creativity, this property can become exactly what you’re looking for!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

5/10
Grandview El SchoolGrades K-53.4 mi
6/10
Derry Area Middle SchoolGrades 6-83.1 mi
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dryer,Refrigerator,Stove,Washer

Basement

  • Has basement: Yes
  • Basement: Walk-Up Access

Bedroom2

  • Level: Upper
  • Dimensions: 15x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: Main
  • Dimensions: 19x18

Features

  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,526
  • Total interior livable area: 1,526 sqft

Kitchen

  • Level: Main
  • Dimensions: 15x12

Living Room

  • Level: Main
  • Dimensions: 12x15

Master Bedroom

  • Level: Upper
  • Dimensions: 12x15

Property

Details

  • Parcel number: 4545000089

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 5,188 sqft
  • Lot size dimensions: 0.1191

Parking

  • Total spaces: 4
  • Parking features: Detached,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $748$8,976
Home Insurance *$67$804
Property Taxes $148$1,776
Electricity $224$2,692
Total$1,187$14,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,697/yr
40% on housing$35,610/yr
45% on housing$31,653/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 15650$164
Westmoreland County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 15650$164
Westmoreland County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$148,000

For Sale by Agent

AgentDenise Diss
BrokerageREALTY ONE GROUP GOLD STANDARD

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