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4514 Route 31, Somerset, PA, 15501

5beds
2baths
--sqft
$650,000
--price/sqft
$4,528/moest. monthly cost
$181,120/yrincome needed

About This Home

Nestled on 10+ acres in Donegal Township, this 5-bedroom, 2-bath mountain retreat offers the perfect blend of privacy, nature, and comfort. Bordered by Forbes State Forest, the property features a stocked native mountain stream! Stand along the bank and watch the fish swim by. Designed for both full-time living and a getaway escape, the home offers convenient one-level living with an open-concept layout. The updated kitchen is a standout, featuring custom cabinetry, granite countertops, a copper hammered sink and prep sink, ceramic tile backsplash, under-cabinet lighting, heated ceramic tile floors, and a spacious walk-in pantry. The kitchen flows seamlessly into the dining area and living room, where a fireplace with a wood-burning insert creates a warm and inviting space. The home is thoughtfully laid out with two bedrooms and a full bath on one side, while the opposite side offers three additional bedrooms, including a primary suite complete with a walk-in shower and heated towel bar. Enjoy the peaceful surroundings from the large front porch overlooking the stream, or take advantage of the outdoor amenities including an above-ground pool and 10 acres ideal for hiking, fishing, and hunting. A 3-car integral garage provides ample storage and convenience. Located just minutes from Hidden Valley Resort and close to all the Laurel Highlands have to offer, this property is a rare opportunity to own your own private mountain escape within the Mount Pleasant Area School District.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
Donegal El SchoolGrades K-43.2 mi
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1959

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Ceramic Tile,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Central Air

Property

Details

  • Parcel number: 4621000061

Features

  • Levels: One
  • Stories: 1
  • Pool features: Pool

Lot

  • Lot size: 10.43 Acres
  • Lot size dimensions: 10.43

Parking

  • Total spaces: 3
  • Parking features: Built In,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$368$4,416
Property Taxes $650$7,800
Electricity $224$2,692
Total$4,528$54,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,245/yr
40% on housing$135,840/yr
45% on housing$120,746/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 15501$110
Westmoreland County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 15501$115
Westmoreland County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Price change$725,000
2026-03-28Listed for sale$750,000

For Sale by Agent

AgentJoshua Crowe, BERKSHIRE HATHAWAY THE PREFERRED REALTY
BrokerageBERKSHIRE HATHAWAY THE PREFERRED REALTY

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