




138 Fern Mountain Rd, Somerset, PA, 15501
About This Home
Escape to the mountains in this extraordinary one-of-a-kind all-stone retreat nestled on over 2 private acres just minutes from Hidden Valley Resort. Currently operating as a successful Airbnb, this remarkable property comfortably sleeps nearly 20 guests, making it an exceptional investment, vacation home, or year-round residence. Designed for entertaining on a grand scale, the home features a state-of-the-art kitchen ready to host everything from intimate family dinners to large gatherings. Nearly every spacious bedroom boasts its own private en-suite, providing comfort and privacy for family and guests alike. Multiple balconies, a massive entertaining deck, and a sprawling yard that creates a setting to relax and take in the peaceful, cabin-like surroundings. Whether you're skiing the slopes, golfing championship courses, hiking scenic trails, snowmobiling through the mountains, or simply unwinding by the fire, this property places you in the heart of four-season recreation. Despite its secluded feel, you're less than an hour from Pittsburgh, a balance of privacy and convenience. Opportunities like this are incredibly rare. Whether you're searching for an unforgettable weekend getaway, a luxury mountain retreat, or a proven income-producing property, this one-of-a-kind home delivers it all. A must-see!
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1998
Materials
- Roof: Asphalt
- Construction materials: Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Some Gas Appliances,Dryer,Dishwasher,Disposal,Microwave,Refrigerator,Stove,Washer
Basement
- Has basement: Yes
- Basement: Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 7
- Full bathrooms: 7
Features
- Flooring: Ceramic Tile,Hardwood
- Number of fireplaces: 3
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air,Propane
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,950
- Total interior livable area: 3,950 sqft
Property
Details
- Parcel number: 4622000047
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 2.10 Acres
- Lot size dimensions: 2.1 acres
Parking
- Total spaces: 2
- Parking features: Built In,Garage Door Opener
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Hail
- Landslide
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,522 | $78,264 |
| Home Insurance * | $730 | $8,760 |
| Property Taxes | $1,290 | $15,480 |
| Electricity | $433 | $5,200 |
| Total | $8,975 | $107,700 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Listed for sale | $1,290,000 |
| 1996-07-01 | Sold | $4,000 |
