809 W Lake Ave, Worthington, MN, 56187
About This Home
Enjoy lake living at its best on Lake Okabena with this spacious and beautifully updated home. Featuring 4 bedrooms plus a large bonus room—ideal as a potential 5th bedroom with the addition of an egress window, or perfect for a game room, craft space, home gym, or office—this property offers flexibility to fit your lifestyle. With 3 bathrooms and convenient main floor laundry, the layout is both functional and comfortable. Recent renovations include new carpeting, updated flooring, fresh paint, and modern fixtures throughout, while prior updates over the years have enhanced the kitchen and bathrooms. You’ll appreciate the ample storage options along with an additional outdoor shed for all your lake and recreational gear. Step outside to take in panoramic lake views from the upper-level deck—perfect for grilling and entertaining—or unwind on the lower-level walkout patio with easy access to the shoreline. This is a rare opportunity to own a move-in-ready lake home with space, updates, and incredible views.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1963
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedroom
- Level: Main
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedroom4
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
Family Room
- Level: Basement
Features
- Number of fireplaces: 3
- Fireplace features: Brick,Family Room,Living Room
- Fireplace: Yes
- Finished area below ground: 1,298
- Finished area above ground: 1,670
Heating & Cooling
- Heating features: Baseboard,Forced Air,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 3,340
- Total interior livable area: 3,340 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Other
- Level: Basement
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 311861000
- Zoning description: Residential-Single Family
- Foundation area: 1670
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front
- Frontage length: Water Frontage: 60
Lot
- Lot size: 9,801 sqft
- Lot size dimensions: 190 x 60
Parking
- Total spaces: 1
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Inland Flooding
- Ice Storm
- Lightning
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Nobles County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,624 | $31,488 |
| Home Insurance * | $344 | $4,128 |
| Property Taxes | $524 | $6,288 |
| Electricity | $281 | $3,380 |
| Total | $3,773 | $45,276 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Listed for sale | $599,000 |
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