1206 S Shore Dr, Worthington, MN, 56187
About This Home
Discover lakeside living at its finest with this beautifully maintained home on Lake Okabena in Worthington. Featuring steel siding with a classic brick front, this property blends durability with timeless curb appeal. Step inside to a welcoming floor plan offering three bedrooms and three bathrooms, perfect for comfortable everyday living or hosting family and friends. Large windows frame picturesque lake views, filling the home with natural light. The property boasts expansive lake frontage and a generous yard—ideal for outdoor entertaining, relaxing by the water, or enjoying lake activities right from your own backyard. From boating and fishing to summer evenings by the shore, this home delivers the space and setting you’ve been looking for. With its combination of solid construction, spacious layout, and unbeatable lake access, this is a rare opportunity to own a piece of Lake Okabena’s shoreline.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1956
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 680
- Finished area above ground: 1,950
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,826
- Total interior livable area: 2,826 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 312316000
- Zoning description: Shoreline,Residential-Single Family
- Foundation area: 2410
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Lot size: 0.50 Acres
- Features: Accessible Shoreline
- Lot size dimensions: 81.00 x 77.40 x 210.00 x 238.60
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Inland Flooding
- Ice Storm
- Lightning
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Nobles County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,654 | $31,848 |
| Home Insurance * | $348 | $4,176 |
| Property Taxes | $535 | $6,420 |
| Electricity | $238 | $2,860 |
| Total | $3,775 | $45,300 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-13 | Price change | $559,900 |
| 2025-11-12 | Price change | $579,000 |
| 2025-08-27 | Price change | $589,000 |
| 2025-08-18 | Listed for sale | $619,000 |
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