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1801 S Shore Dr, Worthington, MN, 56187

3beds
2baths
2,080sqft
$329,900
$159price/sqft
$2,469/moest. monthly cost
$98,760/yrincome needed

About This Home

Welcome home to this well-maintained ranch-style property offering comfort, space, and versatility. The main level features a bright and spacious living room filled with natural light, three bedrooms—including one that would make an ideal home office—a full bathroom, and a beautiful oak kitchen with abundant cabinetry and space for casual dining. The finished lower level expands your living space with a large family room, a ¾ bath, and plenty of storage. A bonus room with an added egress window offers excellent potential for a fourth bedroom, guest room, hobby space, or home office. Outside, you'll appreciate the oversized double garage with an impressive 34-foot depth, providing ample room for vehicles, storage, or a workshop. The attached 20' x 12' three-season porch creates the perfect spot to relax and enjoy the outdoors. Aluminum siding, mature landscaping, and a backyard with no immediate rear neighbors complete this attractive property, offering both privacy and a peaceful setting.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

--
Prairie Elementary SchoolGrades PK-20.2 mi
4/10
2/10

Construction

Condition

  • Year built: 1958

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Finished,Full,Storage Space

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Family Room

  • Level: Basement

Features

  • Finished area below ground: 864
  • Finished area above ground: 1,216

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,432
  • Total interior livable area: 2,080 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Basement

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 312357000
  • Zoning description: Residential-Single Family
  • Foundation area: 1216

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed

Lot

  • Lot size: 10,759 sqft
  • Lot size dimensions: 150' x 70'

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm
Lightning
Heat Wave

FEMA Declared Disasters in Nobles County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$219$2,628
Property Taxes $407$4,884
Electricity $175$2,105
Total$2,469$29,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,651/yr
40% on housing$74,070/yr
45% on housing$65,840/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 13.3%
13.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 56187$134
Nobles County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 56187$157
Nobles County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$329,900
2026-06-08Listed for sale$345,000

For Sale by Agent

AgentGenny McCuen
BrokerageRe/Max Premier Realty

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