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1637 Miller St, Worthington, MN, 56187

2beds
1baths
1,248sqft
$70,000
$56price/sqft
$641/moest. monthly cost
$25,640/yrincome needed

About This Home

Looking for a house that you can fix up and make your own? Or perhaps an investment property? Either is a good fit for this 2 bedroom one bath home.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

--
Prairie Elementary SchoolGrades PK-22.2 mi
4/10
2/10

Construction

Condition

  • Year built: 1938

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Block

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 624

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,248 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 312675000
  • Zoning description: Residential-Single Family
  • Foundation area: 624

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,316 sqft
  • Lot size dimensions: 72.10 x 87.40

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Ice Storm
Strong Wind
Hail
Inland Flooding
Lightning

FEMA Declared Disasters in Nobles County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$46$552
Property Taxes $72$864
Electricity $170$2,050
Total$641$7,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,977/yr
40% on housing$19,230/yr
45% on housing$17,093/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 13.3%
13.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$56This listing

vs Other Active Listings

Avg $/sqft

ZIP 56187$140
Nobles County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 56187$157
Nobles County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-11Price change$80,000
2025-07-10Listed for sale$89,000
1999-12-01Sold$23,000

For Sale by Agent

AgentPhillip Willardson
BrokerageJohnson Builders & Realty Inc

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