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12141 Tripp Ave, Dundee, MN, 56131

1beds
2baths
3,120sqft
$289,000
$93price/sqft
$2,118/moest. monthly cost
$84,720/yrincome needed

About This Home

Discover a rare, creative lakeshore opportunity on 6.23 acres with approximately 468 feet of frontage on Jack Lake, a designated natural environment lake, facing a county park access and otherwise undisturbed shoreline with no other improved properties in view, and abundant wildlife including deer, pheasant, and waterfowl for nature lovers and sportsmen. This flexible property is ideal for out-of-area and out-of-state buyers seeking a private country retreat, potential RV/campground concept, or nature-focused getaway with acreage they can customize and make their own. The home is served by a newer three-bedroom compliant septic system installed in 2025 and currently offers two three-quarter bathrooms, one on each level, supporting comfortable multi-level use. The main level includes an approximately 600 square foot sleeping area that can be divided into separate rooms, while the walkout lower level features an open floor plan leading to a large screened porch—ready for additional bedrooms, family room, bunk space, or hobby area. A full-length lakeside deck spans the upper level, capturing sunrises, sunsets, and long water views, and the home is equipped with a mini-split system for heating and air conditioning plus a vented propane heater for additional heat, extending the usable season for this lakeshore retreat. Outside, the property offers on-site RV parking and county zoning that allows it to be considered for development as an RV park, adding significant potential for an income-producing lakeshore RV resort, seasonal campground, or multi-RV family compound (subject to local approvals). Access is provided via a platted 50-foot driveway from the public road, giving clear legal access and ample room for vehicles, trailers, and RV traffic. Despite its quiet, private feel, the location remains very convenient: Worthington, with hospital/medical services, groceries, and broader shopping and dining, is approximately 20 minutes away by car and serves as the primary service hub. For regional metro access, Sioux Falls, South Dakota is roughly about an hour to an hour and a half away by car, offering a larger city, major healthcare, shopping, entertainment, and a commercial airport. The Okoboji Lakes area in Iowa is also about an hour to an hour and a half drive for boating, fishing, and resort amenities, while the southern Minneapolis–St. Paul metro and MSP International Airport are approximately 2.5 to 3 hours away by car—an attractive balance of secluded lakeshore acreage, wildlife, development potential, and reasonable access to major cities, airports, and services. Adjoining bare land property may be available as first right of refusal for purchaser.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Fulda Elementary SchoolGrades PK-66.7 mi
5/10
Fulda SecondaryGrades 7-126.9 mi

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 1915

Materials

  • Roof: Metal
  • Construction materials: Frame/Wood,Metal Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Daylight/Lookout Windows,Partially Finished,Walk-Out Access,Stone,Full,Walk-out

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • 3/4 bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Features: Combine with Living Room,Open Floorplan
  • Level: Lower
  • Area: 427.10416666666663

Family Room

  • Level: Main
  • Area: 1474.1666666666667

Features

  • Natural Woodwork,Vaulted Ceiling(s),Bath Description: 3/4 Basement,Main Floor 3/4 Bath
  • Window features: Combination Windows (L)
  • Flooring: Hardwood
  • Fireplace features: None
  • Finished area below ground: 1,560
  • Finished area above ground: 1,560

Heating & Cooling

  • Heating features: Space/Wall Heater,Wood Stove,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,120
  • Total interior livable area: 3,120 sqft

Kitchen

  • Level: Lower
  • Area: 112.38888888888889

Living Room

  • Level: Lower
  • Area: 1199.4166666666665

Property

Details

  • Parcel number: 050066500
  • Foundation area: 1560

Features

  • Levels: One
  • Stories: 1
  • Fencing: Partial
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Waterbody name: Jack
  • Frontage type: Waterfront
  • Frontage length: Water Frontage: 468

Lot

  • Lot size: 6.23 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 0 x 0

Parking

  • Parking features: RV Access/Parking,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Drought
Lightning

FEMA Declared Disasters in Nobles County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$187$2,244
Property Taxes $207$2,484
Electricity $263$3,157
Total$2,118$25,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,617/yr
40% on housing$63,540/yr
45% on housing$56,480/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 13.3%
13.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 56131$90
Nobles County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 56131
Nobles County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Price change$299,000
2026-04-02Price change$324,900
2026-03-24Price change$344,900
2026-01-21Listed for sale$374,900

For Sale by Agent

AgentSONJA ZOET
BrokerageReal Broker, LLC

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