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23372 140th St SE, Plummer, MN, 56748

0beds
2baths
1,984sqft
$235,000
$118price/sqft
$1,692/moest. monthly cost
$67,680/yrincome needed

About This Home

This farm offers the rare combination of privacy, usable land, and an inviting home that feels like a retreat. The rustic look throughout this home molds well with the 10 acres it sits on. Bring this property back to life and sit back and enjoy! The loft can be used as a bedroom and by adding an egress window in the two basement rooms you have created a three bedroom home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Asphalt
  • Construction materials: Post and Beam,Log

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Sump Pump

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bedrooms & Bathrooms

  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Deck

  • Level: Main

Den

  • Level: Basement

Features

  • Finished area below ground: 960
  • Finished area above ground: 1,024

Guest Room

  • Level: Basement

Heating & Cooling

  • Heating features: Forced Air,Outdoor Boiler
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,984
  • Total interior livable area: 1,984 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Loft

  • Level: Upper

Office

  • Level: Basement

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 2102409901
  • Zoning description: Residential-Single Family
  • Wooded area: 130680
  • Foundation area: 960

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Fencing: Partial,Wood

Lot

  • Lot size: 10 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 530 x 820

Parking

  • Total spaces: 1
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Drought
Hail
Ice Storm
Strong Wind
Wildfire

FEMA Declared Disasters in Pennington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$146$1,752
Property Taxes $188$2,256
Electricity $170$2,050
Total$1,692$20,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,011/yr
40% on housing$50,760/yr
45% on housing$45,120/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 56748
Pennington County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 56748
Pennington County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$235,000
2025-12-02Listed for sale$236,000
2025-05-22Listing removed$250,000
2024-11-21Listed for sale$250,000
2023-07-19Sold$232,500
2023-05-11Pending sale$249,000
2023-04-18Price change$249,000
2023-02-09Listed for sale$259,900

For Sale by Agent

AgentShelly Guzek
BrokerageHometown Realty

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