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15841 Sandy Beach Rd SE, Mentor, MN, 56736

2beds
2baths
1,170sqft
$469,900
$402price/sqft
$2,964/moest. monthly cost
$118,560/yrincome needed

About This Home

Enjoy lake life at Maple lake at this cute 2-bedroom,2-bath cabin featuring 100' overlooking Maple Lake. Additional space for extra sleeping accommodations + main-floor laundry. Take in the views from the screened-in patio off the back or soak up the sun on the lakeside patio w/pergola. The large 125' back lot includes an oversized 30x40 heated garage, providing plenty of room for vehicles & toys.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

9/10
6/10
Win-E-Mac SecondaryGrades 7-127.5 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,170

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,170
  • Total interior livable area: 1,170 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 320026900

Features

  • Patio & porch: Deck,Patio

Lot

  • Lot size: 0.89 Acres
  • Lot size dimensions: Irreg

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Drought
Hail
Inland Flooding
Strong Wind
Wildfire
Tornado

FEMA Declared Disasters in Polk County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$182$2,184
Property Taxes $236$2,832
Electricity $170$2,050
Total$2,964$35,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,622/yr
40% on housing$88,920/yr
45% on housing$79,040/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$402This listing

vs Other Active Listings

Avg $/sqft

ZIP 56736$209
Polk County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 56736
Polk County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Price change$469,900
2026-06-05Listed for sale$499,775
2013-04-05Sold$272,500
1998-09-30Sold$80,000

For Sale by Agent

AgentBlake Christianson (Team Blake Christianson)
BrokerageGreenberg Realty

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