12824 Maple St SE, Mentor, MN, 56736
About This Home
Seasonal 2 bedroom 1 bathroom cottage located on the shores of Maple lake! Large beautiful lake lot with established trees and scenic views for entertaining or relaxing. Additional features include large deck, screen house, and solid construction utility shed with electricity.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1960
Type & Style
- Home type: SingleFamily
- Property subType: Residential,Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- 3/4 bathrooms: 1
Features
- Window features: Window Treatments
- Finished area above ground: 600
Heating
- Heating features: Propane
Interior Area
- Total structure area: 600
- Total interior livable area: 600 sqft
Other
- Level: Main
Utility Room
- Level: Main
Property
Details
- Parcel number: 300044800
Features
- Patio & porch: Deck,Patio
Lot
- Lot size: 0.34 Acres
- Lot size dimensions: 75 x 198.72
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Hail
- Strong Wind
- Drought
- Inland Flooding
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,017 | $24,204 |
| Home Insurance * | $182 | $2,184 |
| Property Taxes | $179 | $2,148 |
| Electricity | $170 | $2,050 |
| Total | $2,548 | $30,576 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Listed for sale | $399,000 |
View on Zillow