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15710 N Trinity Point Rd SE, Mentor, MN, 56736

1beds
1baths
778sqft
$359,900
$463price/sqft
$2,343/moest. monthly cost
$93,720/yrincome needed

About This Home

Welcome to your perfect getaway on beautiful Maple Lake! This cozy 1-bedroom, 1-bath cabin offers the ideal mix of relaxation and potential, with room to grow and make it your own. Enjoy 100 feet of stunning lake frontage--perfect for soaking in the views, fishing, or spending your days on the water. The property also features a great detached 2-stall garage for all your lake toys and storage, plus a convenient camper hookup for hosting friends and family. Whether you're looking for a peaceful retreat or a place to expand, this charming Maple Lake cabin is full of opportunity.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

9/10
6/10
Win-E-Mac SecondaryGrades 7-127.2 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Slab
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Residential

Interior

Bathroom

  • Level: Main

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1

Features

  • Finished area above ground: 778

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 778
  • Total interior livable area: 778 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 740033100

Features

  • Patio & porch: Deck,Patio

Lot

  • Lot size: 0.46 Acres
  • Lot size dimensions: 100 x 200.69

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Drought
Hail
Inland Flooding
Strong Wind
Wildfire
Tornado

FEMA Declared Disasters in Polk County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$182$2,184
Property Taxes $172$2,064
Electricity $170$2,050
Total$2,343$28,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,331/yr
40% on housing$70,290/yr
45% on housing$62,480/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$463This listing

vs Other Active Listings

Avg $/sqft

ZIP 56736$214
Polk County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 56736
Polk County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$399,900

For Sale by Agent

AgentBlake Christianson (Team Blake Christianson)
BrokerageGreenberg Realty

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