See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

316 S Ash St, Crookston, MN, 56716

6beds
5baths
4,316sqft
$239,000
$55price/sqft
$2,044/moest. monthly cost
$81,760/yrincome needed

About This Home

Welcome to this beautiful, well maintained, spacious and versatile 4,300+ square foot home offering three finished levels and endless possibilities! Whether you're looking for room to spread out, space for extended household living, or a home with flexible layouts, this property delivers! The main level features three generous bedrooms, including a primary suite with a private half bath, an additional full bathroom, a large family room, formal dining room, and an expansive kitchen with beautiful custom oak cabinetry. A convenient side entrance off the kitchen leads directly to the concrete driveway, making grocery trips a breeze, while the back mud room leads to the patio that overlooks a private fenced backyard surrounded by beautiful perennial landscaping. One of the home's most unique features is its thoughtful layout, with separate entrances providing access to each level, offering incredible flexibility for a variety of living arrangements. The lower level provides an abundance of additional living space, including a beautifully remodeled flex room with a decorative fireplace, a kitchenette/wet bar, spacious living room, full bathroom, workshop, laundry room, and two large storage rooms. (Lower-level rooms do not feature egress windows.) Upstairs showcases timeless Victorian character with stunning original woodwork, three additional bedrooms, including one with a private full bath, another three-quarter bathroom, a charming kitchenette featuring a gorgeous cast-iron sink, and an oversized walk-in pantry. Comfort and efficiency have been thoughtfully updated throughout the home. Each room is equipped with its own natural gas mini-split heat pump, allowing individual temperature control for personalized comfort. The home also features an updated natural gas radiator boiler system that is professionally serviced each year for maximum efficiency. Additional improvements include a whole-house water filtration and softener system, numerous electrical updates, and separate electric meters serving the upper and lower levels. Outside, you'll appreciate the long concrete driveway with abundant parking, a heated and insulated two-stall detached garage with natural gas heat, and mature landscaping filled with colorful perennials. Conveniently located near parks, the river, shopping, and other local amenities, this home offers small-town living with easy access to larger city conveniences, making it an excellent option for commuters. With over 4,300 square feet of finished living space, a flexible floor plan, classic Victorian charm, numerous mechanical updates, and priced to be an exceptional value, this is a rare opportunity you won't want to miss!

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

--
4/10
Crookston SecondaryGrades 6-121.5 mi
6/10

Construction

Condition

  • Year built: 1898

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Water Filtration System,Microwave,Range,Refrigerator,Washer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Block,Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 3
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Decorative,Electric
  • Fireplace: Yes
  • Finished area below ground: 1,484
  • Finished area above ground: 2,832

Heating & Cooling

  • Heating features: Baseboard,Boiler,Ductless Mini-Split,Forced Air,Heat Pump,Radiant
  • Cooling features: Ductless Mini-Split,Window Unit(s)

Interior Area

  • Total structure area: 4,316
  • Total interior livable area: 4,316 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 820073700
  • Zoning description: Residential-Single Family
  • Foundation area: 1484

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 7,492 sqft
  • Lot size dimensions: 50 x 150

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Strong Wind
Hail
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Polk County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$172$2,064
Property Taxes $300$3,600
Electricity $364$4,368
Total$2,044$24,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,080/yr
40% on housing$61,320/yr
45% on housing$54,506/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$55This listing

vs Other Active Listings

Avg $/sqft

ZIP 56716$134
Polk County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 56716
Polk County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$239,000
2021-07-09Sold$197,500
2021-05-28Contingent$197,500
2021-05-28Pending sale$197,500
2021-03-02Listed for sale$197,500

For Sale by Agent

AgentJill Larson
BrokerageHeadwaters Realty Services LLC

Similar Homes