See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

922 James Ave SE, East Grand Forks, MN, 56721

3beds
2baths
2,136sqft
$359,900
$168price/sqft
$2,581/moest. monthly cost
$103,240/yrincome needed

About This Home

Beautiful split level home located on the point in EGF that includes a 3-tiered deck and large 3 season room off the back plus an additional deck off the kitchen to enjoy the upcoming summer nights. This home consists of a large master suite with double closets and jacuzzi tub, Upper-level laundry, a large cozy living room with gas fireplace, recessed lighting and the kitchen/dining combo with... beautifully refinished 3/4 inch oak hardwood floors. The basement features 2 large bedrooms, a den with French doors and a family room with 2nd gas fireplace. TONS of storage both inside and outside to include the attached finished double stall garage plus 2 large yard sheds on a 11,000 sq ft lot. This house is waiting for new owners! Make your appointment today and fall in love the minute you walk in the front door!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

6/10
7/10
Central Middle SchoolGrades 6-80.8 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Block
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Residential,Single Family Residence

Interior

Bathroom

  • Level: Upper

Bathroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: Lower

Dining Room

  • Level: Upper

Family Room

  • Level: Upper

Features

  • Window features: Window Treatments
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area above ground: 1,128

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,136
  • Total interior livable area: 2,136 sqft

Kitchen

  • Level: Upper

Laundry

  • Level: Upper

Living Room

  • Level: Lower

Master Bathroom

  • Level: Upper

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 830287700

Features

  • Levels: Multi/Split
  • Patio & porch: Deck

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: Irregular

Parking

  • Parking features: Garage Door Opener

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Strong Wind

FEMA Declared Disasters in Polk County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$181$2,172
Property Taxes $401$4,812
Electricity $180$2,161
Total$2,581$30,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,491/yr
40% on housing$77,430/yr
45% on housing$68,826/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 56721$117
Polk County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 56721
Polk County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Listed for sale$379,900

For Sale by Agent

AgentKym Enlow
BrokerageOxford Realty

Similar Homes