307 Vance Ave S, Erskine, MN, 56535
About This Home
Tucked along the serene shoreline of Lake Cameron, this stunning 5-bedroom, 2-bath lake home offers the perfect blend of comfort, space, and breathtaking natural beauty. Wake up each morning to panoramic water views and end your days with spectacular evening sunsets shimmering across the lake right outside your window. Inside, you’ll find a spacious and inviting layout designed for both relaxation and entertaining. With five generously sized bedrooms, there’s room for family, guests, or even a home office setup. The home also features abundant storage throughout, making it easy to stay organized while enjoying lake life tothe fullest. Recent upgrades bring peace of mind and modern appeal, including brand new siding, a new roof, and numerous thoughtful improvements throughout the home. Every detail has been carefully maintained to ensure move-in-ready convenience. Whether you’re enjoying coffee on the deck overlooking the water, hosting gatherings, or simply soaking in the tranquility, this Lake Cameron retreat delivers the ultimate lakeside lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Roof: Age 8 Years or Less
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Dryer,Electric Water Heater,Freezer,Microwave,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Block,Partial,Unfinished
Bathroom
- Level: Main
Bathroom
- Level: Lower
Bedroom
- Level: Main
Bedroom2
- Level: Main
Bedroom3
- Level: Upper
Bedroom4
- Level: Upper
Bedroom5
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 2,418
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,562
- Total interior livable area: 2,562 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 840015300
- Zoning description: Residential-Single Family
- Other equipment: Fuel Tank - Rented
- Foundation area: 1176
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch
- Has view: Yes
- View description: East,River
- Has water view: Yes
- Water view: River
- On waterfront: Yes
- Waterfront features: Lake Front,River View
- Frontage length: Water Frontage: 88
Lot
- Lot size: 0.26 Acres
- Features: Accessible Shoreline
- Lot size dimensions: 88 x 129.5
Parking
- Total spaces: 2
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Drought
- Hail
- Inland Flooding
- Strong Wind
- Wildfire
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,461 | $17,532 |
| Home Insurance * | $182 | $2,184 |
| Property Taxes | $264 | $3,168 |
| Electricity | $216 | $2,592 |
| Total | $2,123 | $25,476 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-10 | Listed for sale | $319,000 |
| 2026-04-14 | Pending sale | $319,000 |
| 2026-04-11 | Listed for sale | $319,000 |
| 2015-06-05 | Sold | $115,000 |
| 2015-04-21 | Pending sale | $115,000 |
| 2015-04-21 | Listed for sale | $115,000 |
| 2002-05-28 | Sold | $75,000 |
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