




128 Park St, Erskine, MN, 56535
About This Home
Perfect opportunity to get on the lake and start enjoying immediately! This beautifully maintained home has 3 bedrooms and 2 bathrooms with a large entry and open kitchen floorplan. You will enjoy fantastic views of Lake Cameron inside or as you step out onto the paver patio/deck. Building #1 serves as a heated garage OR depending on the day as the perfect place for expanded hosting with the patio doors leading to the lake. Building #2 gives you the space to store all of your toys. Over 300 feet of lakeshore give you plenty of options for bonfires or waterplay. This property allows you to fully enjoy lake life but is on city water and sewer and is just a short walk to Erskine - you get the best of both worlds!
Getting Around
Schools
Construction
Condition
- Year built: 2009
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Residential
Interior
Bathroom
- Level: Main
Bathroom
- Level: Main
Bedroom
- Level: Main
Bedroom
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
Dining Room
- Level: Main
Features
- Finished area above ground: 1,336
Garage
- Level: Main
Garage
- Level: Main
Heating
- Heating features: Propane
Interior Area
- Total structure area: 1,336
- Total interior livable area: 1,336 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Property
Details
- Parcel number: 840020400
Features
- Patio & porch: Patio
Lot
- Lot size: 0.61 Acres
- Lot size dimensions: IRRG
Parking
- Total spaces: 4
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Drought
- Hail
- Inland Flooding
- Strong Wind
- Wildfire
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,073 | $24,876 |
| Home Insurance * | $182 | $2,184 |
| Property Taxes | $373 | $4,476 |
| Electricity | $170 | $2,050 |
| Total | $2,798 | $33,576 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-01 | Listed for sale | $410,000 |
| 2004-09-28 | Sold | $15,700 |
