




118 Somerville Ave, Morgan, MN, 56266
About This Home
Step into this immaculate, turn-of-the-century home where timeless charm meets modern comfort! Starting with the refinished enclosed front porch, you’ll be drawn into a space that blends historic character with thoughtful updates throughout - including detailed original woodwork, hardwood floors, pocket doors, stained glass windows, an open staircase, built-ins, as well as updated flooring, paint, bathrooms, and much more. The main level features spacious living and dining areas, a remodeled kitchen, a main level laundry room/bathroom, and a huge breezeway with a built-in sitting area that connects directly to the attached double garage - rare for a home of this era. All three bedrooms are on the second level, including the primary bedroom, which features a separate sitting area with a fireplace and an adjoining 3/4 bathroom. The finished third floor adds even more versatility—featuring brand-new carpet, it’s ideal as a fourth bedroom, office, playroom, or cozy retreat. The exterior has been very well-maintained as well, with newer shingles, beautiful landscaping, a large brick patio off of the breezeway, a play set area, and a detached garage/shop with alley access - all situated on a large corner lot with great shade coverage! Don’t miss your chance to own a piece of architectural beauty that’s been thoughtfully updated for today’s living!
Getting Around
Schools
Construction
Condition
- Year built: 1900
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Microwave,Range,Refrigerator,Water Softener Owned
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Partial,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace features: Gas,Primary Bedroom
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,917
Heating & Cooling
- Heating features: Hot Water
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 3,339
- Total interior livable area: 3,339 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 862000020
- Zoning description: Residential-Single Family
- Foundation area: 1415
Features
- Levels: More Than 2 Stories
- Patio & porch: Patio
Lot
- Lot size: 0.31 Acres
- Features: Corner Lot,Tree Coverage - Medium
- Lot size dimensions: 100 x 140
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Winter Weather
- Hail
- Heat Wave
- Drought
- Inland Flooding
- Ice Storm
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Redwood County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,259 | $15,108 |
| Home Insurance * | $192 | $2,304 |
| Property Taxes | $278 | $3,336 |
| Electricity | $281 | $3,379 |
| Total | $2,010 | $24,120 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Price change | $268,500 |
| 2025-10-04 | Price change | $279,500 |
| 2025-08-05 | Listed for sale | $298,000 |
| 2002-07-01 | Sold | $100,000 |
