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181 Elm St N, Vesta, MN, 56292

5beds
4baths
2,262sqft
$230,000
$102price/sqft
$1,741/moest. monthly cost
$69,640/yrincome needed

About This Home

Ideally located between Marshall and Redwood Falls, this spacious home offers 5 bedrooms and 3 bathrooms. You will love the expansive kitchen, convenient main-floor laundry, and multiple living areas designed for comfort. Layout provides excellent traffic flow for daily living and entertaining. Primary main floor bedroom features French door to relaxation room, including hot tub, sauna, private shower with direct access to/from patio. Upper level boasts two bedrooms. The exterior features a lovely yard, a covered porch, an oversized 2-car insulated and heated garage, plus a separate workshop/utility/single car garage with alley access. Inside, unique details abound, including a knotty pine hobby room in the basement. Be sure to check out the multi-access large patio complete with fireplace & stone oven—perfect for entertaining. This property is a true standout!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
Wabasso Elementary SchoolGrades PK-610.8 mi
7/10
Wabasso SecondaryGrades 7-1210.8 mi

Construction

Condition

  • Year built: 1951

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Water Heater,Water Filtration System,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Partial,Partially Finished,Storage Space,Sump Pump

Bedroom

  • Level: Main
  • Area: 143
  • Dimensions: 13' x 11'

Bedroom2

  • Level: Main
  • Area: 112
  • Dimensions: 14' x 8

Bedroom3

  • Level: Main
  • Area: 165
  • Dimensions: 15' x 11'

Bedroom4

  • Level: Upper
  • Area: 140
  • Dimensions: 14' x 10'

Bedroom5

  • Level: Upper
  • Area: 126
  • Dimensions: 14' x 9'

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • 1/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 171
  • Dimensions: 19' x 9'

Features

  • Number of fireplaces: 2
  • Fireplace features: Gas,Living Room,Primary Bedroom
  • Fireplace: Yes
  • Finished area below ground: 330
  • Finished area above ground: 1,932

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,392
  • Total interior livable area: 2,262 sqft

Kitchen

  • Level: Main
  • Area: 99
  • Dimensions: 11' x 9'

Living Room

  • Level: Main
  • Area: 391
  • Dimensions: 23' x 17'

Other

  • Level: Basement
  • Area: 399
  • Dimensions: 21' x 19'

Sauna

  • Level: Main
  • Area: 208
  • Dimensions: 16' x 13'

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 922000520
  • Zoning description: Residential-Single Family
  • Foundation area: 1420

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio,Terrace,Wrap Around

Lot

  • Lot size: 0.26 Acres
  • Features: Corner Lot,Tree Coverage - Medium
  • Lot size dimensions: 81 x 140

Parking

  • Total spaces: 2
  • Parking features: Attached,Detached Garage,Asphalt,Garage,Garage Door Opener,Heated Garage,Insulated Garage,Multiple Garages
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Heat Wave
Strong Wind
Drought
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Redwood County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$152$1,824
Property Taxes $236$2,832
Electricity $190$2,289
Total$1,741$20,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,691/yr
40% on housing$52,230/yr
45% on housing$46,426/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 6.2%
6.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 56292$74
Redwood County$87

vs Homes Sold Last Month

Median $/sqft

ZIP 56292
Redwood County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-12Listed for sale$230,000
2021-07-02Sold$200,000
2021-04-29Pending sale$249,900
2021-03-18Listed for sale$249,900
2013-03-08Sold$85,300
2007-03-01Sold$2,000

For Sale by Agent

AgentBrian Schied - Jana Reilly Home Team
BrokerageKeller Williams Preferred Realty

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