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321 S Main St, Sanborn, MN, 56083

3beds
1baths
1,535sqft
$100,000
$65price/sqft
$819/moest. monthly cost
$32,760/yrincome needed

About This Home

The heart & soul of this home lie in its breathtaking, masterfully refurbished original details. Gleaming hardwood floors stretch across sunlit rooms, whispering stories of the past while shining like new. Every piece of woodwork, thick stately trim and classic built-in cabinetry has been lovingly restored to it's glory. These rare, irreplaceable features anchor the home in an era of unmatched craftsmanship, offering the kind of enduring charm and character that simply cannot be replicated today. Yet, the kitchen has upgraded cabinets with ample space and storage meeting the needs of today's home cooks. Other upgrades include 200 AMP service, modern vinyl windows, newly spray foamed basement sills throughout. The living experience extends effortlessly outdoors. Step out onto the great cement patio, the ultimate setting for entertaining family and friends for those unforgettable summer BBQs and lazy afternoons. Location~Location~Location. This home places paradise right at your doorstep. Situated within one block of Rock Falls County Park, you are steps away from excellent fishing on the scenic Cottonwood River. The park also boasts a large playground and a community pavilion, making it the perfect extension of your own backyard for weekend fun and relaxation. Your Sanctuary Awaits!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

8/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Architectural Shingle,Pitched
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Electric Water Heater,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Unfinished

Bathroom

  • Level: Main
  • Area: 71.5977
  • Dimensions: 10.07 x 7.11

Bedroom

  • Level: Main
  • Area: 143
  • Dimensions: 13 x 11

Bedroom2

  • Level: Main
  • Area: 64.6299
  • Dimensions: 9.09 x 7.11

Bedroom3

  • Level: Upper
  • Area: 323.8906
  • Dimensions: 17.02 x 19.03

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 144.5542
  • Dimensions: 11.06 x 13.07

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,535

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,403
  • Total interior livable area: 1,535 sqft

Kitchen

  • Level: Main
  • Area: 130.91
  • Dimensions: 10.07 x 13

Mud Room

  • Level: Main
  • Area: 4306.6
  • Dimensions: 7.06 x 610

Office

  • Level: Main
  • Area: 92.4756
  • Dimensions: 13.08 x 7.07

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 908740260
  • Zoning description: Residential-Single Family
  • Foundation area: 1212

Features

  • Levels: Modified Two Story
  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 7,056 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: 50 x 140

Parking

  • Total spaces: 1
  • Parking features: Attached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Heat Wave
Strong Wind
Drought
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Redwood County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$82$984
Property Taxes $62$744
Electricity $170$2,050
Total$819$9,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,080/yr
40% on housing$24,570/yr
45% on housing$21,840/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 6.2%
6.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$65This listing

vs Other Active Listings

Avg $/sqft

ZIP 56083
Redwood County$90

vs Homes Sold Last Month

Median $/sqft

ZIP 56083
Redwood County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$99,500
2026-07-21Listed for sale$100,000
2025-06-23Sold$83,000
2025-06-23Pending sale$85,000
2025-04-15Price change$85,000
2025-02-21Price change$89,000
2024-12-23Listed for sale$95,000
2020-03-20Sold$34,000
2016-08-25Sold$21,700
2016-06-22Listed for sale$25,500

For Sale by Agent

AgentMindy Stolts
BrokerageHomes Plus Realty

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