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2174 Rock Mountain Lake Dr, Mc Calla, AL, 35111

3beds
3baths
2,530sqft
$324,900
$128price/sqft
$2,306/moest. monthly cost
$92,240/yrincome needed

About This Home

Welcome to Rock Mountain Drive's newest listing, a stunning corner lot offering an expansive backyard with a fire pit and more. This charming home features three bedrooms and two and a half bathrooms, with an open, flowing floor plan anchored by a beautiful wood-burning fireplace that elegantly divides the living spaces. The large kitchen boasts impressive updates, perfect for the cook in the house or entertaining. Recent upgrades include a new AC, roof, and septic tank, ensuring peace of mind. Enjoy the community's plentiful amenities, including five stocked fishing lakes, a picnic area with a pavilion, a beach, and more, making it an ideal retreat for relaxation and recreation.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

7/10
Mcadory Elementary SchoolGrades PK-52.8 mi
8/10
Mcadory Middle SchoolGrades 6-84.1 mi
3/10
Mcadory High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Basement
  • Construction materials: Brick Over Foundation,Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Oven,Refrigerator,Stainless Steel Appliance(s),Stove-Electric,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 1757

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Concrete

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: First

Features

  • Cathedral/Vaulted,Smooth Ceilings,Double Vanity,Shared Bath,Sitting Area in Master,Split Bedrooms,Tub/Shower Combo
  • Window features: Bay Window(s)
  • Flooring: Carpet,Hardwood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Brick (FIREPL),Family Room,Wood Burning,Outside
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 757
  • Finished area above ground: 1,773

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Heat Pump,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,530 sqft

Kitchen

  • Features: Laminate Counters,Breakfast Bar,Eat-in Kitchen,Kitchen Island
  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 4300040000261.000
  • Special condition: N/A

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered (DECK),Open (DECK),Screened (DECK),Deck
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 0.60 Acres
  • Features: Corner Lot,Irregular Lot,Few Trees,Subdivision

Parking

  • Total spaces: 2
  • Parking features: Basement,Driveway,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Landslide
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$224$2,688
Property Taxes $157$1,884
Electricity $283$3,397
Total$2,306$27,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,062/yr
40% on housing$69,180/yr
45% on housing$61,493/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 35111$131
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35111$147
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Contingent$324,900
2026-07-15Price change$324,900
2026-05-30Listed for sale$330,000
2018-11-18Sold$174,900
2018-10-19Pending sale$174,900
2018-10-15Listed for sale$174,900
2018-10-08Pending sale$174,900
2018-10-08Listed for sale$174,900
2016-05-06Sold$108,900
2015-09-25Sold$134,752
2014-07-16Sold$134,752
2002-06-26Sold$158,000

For Sale by Agent

AgentChancie Rogers
BrokerageFive Star Real Estate, LLC

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