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303 3rd St, Ellendale, MN, 56026

2beds
2baths
2,184sqft
$169,900
$78price/sqft
$1,372/moest. monthly cost
$54,880/yrincome needed

About This Home

Welcome home to this charming 2BD, 2BA home in Ellendale, just minutes from I-35! Once a 3BD home, the third bedroom has been transformed into a spacious walk-in closet. Enjoy a beautifully updated kitchen featuring custom décor, stainless steel appliances, and a gas stove. The main floor offers convenient laundry and a half bath, with an unfinished basement that offers plenty of storage space. Relax on the large front deck or entertain on the back patio overlooking the generous corner lot with a handy storage shed. A brand new roof was completed in October 2025 and includes a transferable warranty (transferable twice). Comfort, style, and peace of mind all await you in this well-maintained home, schedule your showing today!

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
Nrheg Elementary SchoolGrades PK-50.3 mi
5/10
Nrheg SecondaryGrades 6-129.7 mi

Construction

Condition

  • Year built: 1901

Materials

  • Roof: Asphalt
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Rented
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Unfinished

Bedroom

  • Area: 121
  • Dimensions: 11x11

Bedroom2

  • Area: 132
  • Dimensions: 11x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Area: 121
  • Dimensions: 11x11

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,416

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,184
  • Total interior livable area: 2,184 sqft

Kitchen

  • Area: 121
  • Dimensions: 11x11

Living Room

  • Area: 209
  • Dimensions: 19x11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 151020902
  • Zoning description: Residential-Single Family
  • Foundation area: 768

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 9,713 sqft
  • Features: Corner Lot
  • Lot size dimensions: 65 x 150 x 65 x 150

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Winter Weather
Drought
Inland Flooding
Lightning

FEMA Declared Disasters in Steele County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$162$1,944
Property Taxes $167$2,004
Electricity $184$2,210
Total$1,372$16,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,040/yr
40% on housing$41,160/yr
45% on housing$36,586/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$78This listing

vs Other Active Listings

Avg $/sqft

ZIP 56026$136
Steele County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 56026$132
Steele County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-18Price change$179,900
2025-11-17Price change$187,000
2025-11-06Listed for sale$193,000
2022-05-25Sold$150,000
2022-05-09Pending sale$154,000
2022-04-21Listed for sale$154,000
2022-04-14Listing removed--
2022-03-25Pending sale$154,000
2022-03-07Price change$154,000
2022-02-10Listed for sale$159,000
2014-10-20Sold$50,000
2013-02-04Sold$50,000
2009-07-02Sold$33,000
2008-11-25Sold$106,527

For Sale by Agent

AgentJason Young
BrokerageeXp Realty

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