140 E University St, Owatonna, MN, 55060
About This Home
Welcome to this charming 4-bed, 2-bath home located in the heart of Owatonna. With 1,475 sq ft of comfortable living space, a rare 3-stall garage, and some recent upgrades, this property delivers the perfect blend of character and convenience. Property Highlights: 4 spacious bedrooms with great natural light, 2 full bathrooms, including a remodeled upstairs bath, 3-stall garage — ideal for vehicles and storage, and a separate workshop. New carpet throughout key areas. New flooring in the living room and main-floor bedroom. Fresh landscaping for excellent curb appeal. Located near parks, schools, and downtown Owatonna.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1895
Materials
- Roof: Asphalt,Rubber
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dryer,Water Filtration System,Microwave,Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedroom
- Level: Main
- Area: 143
- Dimensions: 11X13
Bedroom2
- Level: Upper
- Area: 126
- Dimensions: 9X14
Bedroom3
- Level: Upper
- Area: 110
- Dimensions: 10X11
Bedroom4
- Level: Upper
- Area: 117
- Dimensions: 9X13
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Dining Room
- Level: Main
- Area: 168
- Dimensions: 14X12
Features
- Finished area below ground: 0
- Finished area above ground: 1,433
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,989
- Total interior livable area: 1,433 sqft
Kitchen
- Level: Main
- Area: 198
- Dimensions: 11X18
Living Room
- Level: Main
- Area: 165
- Dimensions: 11X15
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 171010413
- Zoning description: Residential-Single Family
- Foundation area: 787
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Fencing: Partial,Wood
Lot
- Lot size: 10,454 sqft
- Features: Tree Coverage - Medium
- Lot size dimensions: 66 x 66
Parking
- Total spaces: 3
- Parking features: Detached Garage,Gravel,Shared Driveway,Garage Door Opener,Storage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Steele County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,137 | $13,644 |
| Home Insurance * | $171 | $2,052 |
| Property Taxes | $222 | $2,664 |
| Electricity | $170 | $2,050 |
| Total | $1,700 | $20,400 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Listed for sale | $225,000 |
| 2025-05-01 | Sold | $206,000 |
| 2025-04-17 | Pending sale | $195,000 |
| 2025-04-14 | Listed for sale | $195,000 |
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