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251 Linden Ave, Owatonna, MN, 55060

1beds
2baths
1,652sqft
$169,900
$103price/sqft
$1,366/moest. monthly cost
$54,640/yrincome needed

About This Home

Charming and affordable home on a spacious lot in a quiet Owatonna neighborhood! This move in ready property features numerous updates including newer windows, fresh paint, updated flooring, refreshed kitchen improvements, and a newer garage roof. The oversized heated 2 car garage offers excellent storage and workspace potential year round. Enjoy the peaceful setting, usable yard space, and a home that feels clean, comfortable, and easy to maintain. Whether you are buying your first home, downsizing, or looking for an affordable investment opportunity, this property offers tremendous value at an attractive price point. Convenient location with quick access to parks, shopping, dining, and Highway 14.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
5/10
8/10

Construction

Condition

  • Year built: 1915

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Block

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 171
  • Finished area above ground: 826

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,652
  • Total interior livable area: 1,652 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 171320407
  • Zoning description: Residential-Single Family
  • Foundation area: 826

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 10,454 sqft
  • Lot size dimensions: 128 x 82

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters in Steele County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$129$1,548
Property Taxes $208$2,496
Electricity $170$2,050
Total$1,366$16,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,834/yr
40% on housing$40,980/yr
45% on housing$36,426/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 55060$143
Steele County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 55060$145
Steele County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$184,900
2018-09-24Sold$115,300
2018-08-25Pending sale$111,900
2018-08-22Price change$111,900
2018-07-20Pending sale$104,900
2018-05-01Price change$104,900
2018-04-02Price change$109,900
2018-03-15Price change$114,900
2018-01-25Price change$119,000
2017-11-24Price change$104,000
2017-10-23Price change$109,000
2017-10-04Listed for sale$119,000
2017-09-29Sold$75,000

For Sale by Agent

AgentAdam Cole
BrokerageCounselor Realty of Rochester

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