447 E School St, Owatonna, MN, 55060
About This Home
Beautifully updated while preserving its timeless historic charm, this well-maintained 1¾-story home offers the perfect blend of character, comfort, and convenience. Featuring 3 bedrooms, 2 bathrooms, and a detached 2-stall garage, this inviting home showcases bright, open living spaces filled with natural light, gorgeous wood floors, classic millwork, and charming architectural details throughout. The spacious living and dining areas flow seamlessly into the updated kitchen with abundant cabinetry, ample workspace, and access to the expansive backyard deck—perfect for entertaining or relaxing. Upstairs, you'll find three comfortable bedrooms with ample closet space, offering flexibility for a home office, nursery, or guest room. The finished lower level provides a spacious family room or game area, plus a large laundry room with a deep utility sink and abundant storage. Enjoy morning coffee on the enclosed front porch or unwind in the private, fenced backyard with southern exposure, ideal for gardening, pets, and outdoor gatherings. Situated on a desirable corner lot in the sought-after Lincoln School District, this home is just minutes from Owatonna's vibrant downtown, parks, trails, schools, shopping, and community amenities. Recent improvements include a new roof (2026), rebuilt deck (2020), furnace (2020), air conditioner (2021), dishwasher (2025), updated lighting and electrical outlets (2026), new kitchen flooring, new side entry door (2025), updated landscaping (2026), and more. Combining timeless character, thoughtful updates, and an unbeatable location, this is a place you'll be proud to call home.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1917
Materials
- Roof: Age 8 Years or Less,Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Humidifier,Range,Refrigerator,Stainless Steel Appliance(s),Washer
Basement
- Has basement: Yes
- Basement: Finished,Partial
Bedroom
- Level: Upper
- Area: 132
- Dimensions: 12X11
Bedroom2
- Level: Upper
- Area: 144
- Dimensions: 12X12
Bedroom3
- Level: Upper
- Area: 130
- Dimensions: 10X13
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Dining Room
- Level: Main
- Area: 210
- Dimensions: 15X14
Family Room
- Level: Basement
- Area: 380
- Dimensions: 20X19
Features
- Finished area below ground: 479
- Finished area above ground: 1,635
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,519
- Total interior livable area: 2,114 sqft
Kitchen
- Level: Main
- Area: 132
- Dimensions: 12X11
Living Room
- Level: Main
- Area: 315
- Dimensions: 21X15
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 170154104
- Zoning description: Residential-Single Family
- Foundation area: 884
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Deck,Front Porch,Screened
- Fencing: Privacy,Vinyl
Lot
- Lot size: 8,712 sqft
- Features: Corner Lot,Tree Coverage - Medium
- Lot size dimensions: 8712
Parking
- Total spaces: 2
- Parking features: Detached Garage,Asphalt
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Winter Weather
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Steele County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,339 | $16,068 |
| Home Insurance * | $202 | $2,424 |
| Property Taxes | $286 | $3,432 |
| Electricity | $178 | $2,139 |
| Total | $2,005 | $24,060 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $249,900 |
| 2026-07-24 | Listed for sale | $265,000 |
| 2007-09-05 | Sold | $142,500 |
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