470 16th St NE, Owatonna, MN, 55060
About This Home
Beautiful and lovingly cared-for home for decades, with updates!… Great open floor plan with cheery natural light, both kitchen and bathroom upgrades, four comfortable bedrooms, and two fireplaces! The charm of this home is isn’t only inside; it offers mature trees, a lush, fenced backyard with both deck and patio, as well as two sheds, a heated garage with a large work bench and plenty of power; and extra wide driveway.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Finished,Full
Bathroom
- Level: Upper
Bathroom
- Level: Lower
Bedroom
- Level: Upper
Bedroom2
- Level: Upper
Bedroom3
- Level: Lower
Bedroom4
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Dining Room
- Level: Main
Family Room
- Level: Basement
Features
- Number of fireplaces: 2
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 832
- Finished area above ground: 1,029
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,058
- Total interior livable area: 1,861 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 172230114
- Zoning description: Residential-Single Family
- Foundation area: 1029
Features
- Levels: Four or More Level Split
- Patio & porch: Deck,Patio
- Fencing: Wood
Lot
- Lot size: 10,454 sqft
- Lot size dimensions: 64 x 80 x 64 x 80
Parking
- Total spaces: 2
- Parking features: Attached,Heated Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Winter Weather
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Steele County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,441 | $17,292 |
| Home Insurance * | $217 | $2,604 |
| Property Taxes | $281 | $3,372 |
| Electricity | $170 | $2,050 |
| Total | $2,109 | $25,308 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $285,000 |
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