1950 Greenwood Dr NE, Owatonna, MN, 55060
About This Home
Energy-Efficient Smart Home with Premium Outdoor Oasis Welcome to this beautifully maintained, move-in-ready split-level home offering 1,800 square feet of modern living space. Experience incredible utility savings and energy independence with a fully owned, 14-panel solar energy system generating an average monthly savings of $125.00. Home features a newly updated 100-amp circuit breaker panel, a smart thermostat, and a high-efficiency gas tankless water heater installed just two years ago for endless hot water. The home also includes Gas Forced Air, Central AC, a built-in radon mitigation system, and ultra-fast internet. The thoughtful multi-level layout features 4 bedrooms and 2 bathrooms, providing excellent spatial separation. The open living area flows into a kitchen equipped with a newer Frigidaire refrigerator and gas stove, complemented by a high-efficiency washer and dryer set. Step outside onto your premium, maintenance-free composite deck, featuring a hard-top gazebo roof that offers the perfect all-weather space for relaxation. The deck overlooks an expansive backyard fully enclosed by a high-quality vinyl fence with a convenient side-access gate. Storage and parking are unmatched, featuring an attached two-car garage, two additional private parking spaces tucked out of street view, and a large outdoor storage shed spacious enough to double as a secondary garage. Truly a rare find.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1992
Materials
- Roof: Asphalt
- Construction materials: Block,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater,Washer,Water Softener Owned
- Laundry features: Electric Dryer Hookup,Lower Level,Laundry Room,Washer Hookup
Basement
- Has basement: Yes
- Basement: Egress Window(s),Finished,Full
Bathroom
- Level: Upper
- Area: 49.5
- Dimensions: 9.9 x 5.0
Bathroom
- Level: Lower
- Area: 57.5
- Dimensions: 11.5 x 5.0
Bedroom
- Level: Upper
- Area: 158.4
- Dimensions: 13.2 x 12.0
Bedroom2
- Level: Upper
- Area: 128.401
- Dimensions: 9.1 x 14.11
Bedroom3
- Level: Lower
- Area: 110.4
- Dimensions: 11.5 x 9.6
Bedroom4
- Level: Lower
- Area: 87.36
- Dimensions: 9.1 x 9.6
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: Upper
- Area: 71.811
- Dimensions: 10.10 x 7.11
Family Room
- Level: Lower
- Area: 617.44
- Dimensions: 22.7 x 27.2
Features
- Finished area below ground: 884
- Finished area above ground: 975
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,950
- Total interior livable area: 1,859 sqft
Kitchen
- Level: Upper
- Area: 96.03
- Dimensions: 9.9 x 9.7
Laundry
- Level: Lower
- Area: 58.65
- Dimensions: 11.5 x 5.10
Living Room
- Level: Upper
- Area: 276.25
- Dimensions: 12.5 x 22.10
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 173230214
- Zoning description: Residential-Single Family
- Foundation area: 975
Features
- Levels: Multi/Split
- Patio & porch: Composite Decking,Deck
- Fencing: Full,Vinyl
Lot
- Lot size: 0.31 Acres
- Features: Irregular Lot,Tree Coverage - Light
- Lot size dimensions: Irregular
Parking
- Total spaces: 2
- Parking features: Attached,Detached Garage,Concrete,Garage Door Opener,Multiple Garages,Open
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Winter Weather
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Steele County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,693 | $20,316 |
| Home Insurance * | $255 | $3,060 |
| Property Taxes | $356 | $4,272 |
| Electricity | $170 | $2,050 |
| Total | $2,474 | $29,688 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $319,900 |
| 2026-07-22 | Price change | $335,000 |
| 2026-06-11 | Listed for sale | $339,900 |
| 2025-07-02 | Sold | $320,000 |
| 2025-05-06 | Listed for sale | $315,000 |
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