2450 Mossy Creek Dr NE, Owatonna, MN, 55060
About This Home
From game-day gatherings around the wet bar to summer nights by the fire pit, this home was made for bringing people together. This well maintained 1 story home checks all the boxes! The main level offers 3 bedrooms, including a spacious primary suite with a walk-in closet and private bath, plus the convenience of main floor laundry. The lower level is designed for gathering, featuring a large family room plus a wet bar with full fridge, and two additional bedrooms, perfect for guests, hobbies, or a home office. Outside, you'll find a backyard built for making memories with a large patio offering plenty of room for entertaining, two fire pit areas, a raised garden bed, and a storage shed. Completing the package is an oversized 3 stall garage with counter space, an additional stove, dishwasher, sink and ample cabinet storage. A move-in-ready home with the space, functionality, and outdoor amenities today's buyers are searching for!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Roof: Asphalt
- Construction materials: Block,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Block,Egress Window(s),Finished,Full
Bedroom
- Level: Main
- Area: 163.75
- Dimensions: 12.5 x 13.10
Bedroom2
- Level: Main
- Area: 120
- Dimensions: 12 x 10
Bedroom3
- Level: Main
- Area: 112.86
- Dimensions: 11.4 x 9.9
Bedroom4
- Level: Lower
- Area: 127.92
- Dimensions: 10.4 x 12.3
Bedroom5
- Level: Lower
- Area: 254.8
- Dimensions: 19.6 x 13
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: Main
- Area: 91.2
- Dimensions: 11.4 x 8
Family Room
- Level: Lower
- Area: 302.61
- Dimensions: 23.10 x 13.10
Features
- Number of fireplaces: 2
- Fireplace features: Family Room,Gas,Living Room,Pellet Stove
- Fireplace: Yes
- Finished area below ground: 1,200
- Finished area above ground: 1,523
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,046
- Total interior livable area: 2,723 sqft
Kitchen
- Level: Main
- Area: 203.85
- Dimensions: 13.5 x 15.1
Laundry
- Level: Main
- Area: 27.5
- Dimensions: 5 x 5.5
Living Room
- Level: Main
- Area: 210.14
- Dimensions: 13.3 x 15.8
Other
- Level: Lower
- Area: 98.01
- Dimensions: 8.10 x 12.1
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 175730303
- Zoning description: Residential-Single Family
- Foundation area: 1523
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Fencing: Partial,Wood
Lot
- Lot size: 0.31 Acres
- Features: Tree Coverage - Light
- Lot size dimensions: 90 x 150
Parking
- Total spaces: 3
- Parking features: Attached,Concrete,Garage,Heated Garage,Storage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Hail
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Steele County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,527 | $30,324 |
| Home Insurance * | $381 | $4,572 |
| Property Taxes | $562 | $6,744 |
| Electricity | $229 | $2,755 |
| Total | $3,699 | $44,388 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Listed for sale | $499,900 |
| 2013-07-12 | Sold | $248,500 |
| 2007-06-25 | Sold | $270,000 |
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