
446 Pacific Ave, Hancock, MN, 56244
About This Home
Enjoy the benefits of a custom-built home without having to wait for it to be built! Constructed in 2024 by Lakes Country Builders, this 1325 sq ft slab on grade, one level home is not only comfortable but efficient! Upon entering you can’t help but notice that the 9' ceilings add to this home’s overall spacious feel. In the well-appointed kitchen you will find that it has all the luxuries - custom cabinets, granite counters, divided farmhouse sink, custom range hood, large format backsplash tile, pot filler, stainless steel appliances, 6' butcher block island that seats four and a pantry with sliding door. The adjoining dining nook allows for additional table seating. The attractive living room fireplace wall provides not only storage and display areas but also space for a TV and an auxiliary heat source is provided by the electric fireplace. The primary suite is a spacious and well-lit get away with room for the largest of beds. You will love the large walk-in closet which provides ample storage space. The primary bath features tile floor and backsplash, custom vanity and linen storage and an awesome 6’ Onyx low entry shower. A second bedroom/office occupies the “addition” on the opposite side of the home. There is also a second bath with shower for family and guests. Laundry hook-ups are located near the back door. A combination boiler provides endless hot water and wonderful in floor heating. (If you’ve never experienced it before, you will love it!) Keep cool in the summer months with the ductless mini-split units which are very energy efficient. All doors are 36”, easy care vinyl plank flooring throughout the home except for the bedroom which has carpet. Outside is a 16’ x 20’ concrete patio and sidewalk to the 20’ x 24’ detached garage. The lawn is established, and the landscaping is done making this home completely turn-key! Stop by and take a look!
Getting Around
Schools
Construction
Condition
- New construction: Yes
- Year built: 2024
Materials
- Foundation: Slab
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Range,Refrigerator,Tankless Water Heater,Water Softener Owned
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bathroom
- Level: Main
- Area: 78
- Dimensions: 13 x 6
Bathroom
- Level: Main
- Area: 60
- Dimensions: 10 x 6
Bedroom
- Level: Main
- Area: 247
- Dimensions: 13 x 19
Bedroom2
- Level: Main
- Area: 156
- Dimensions: 12 x 13
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- 3/4 bathrooms: 2
Dining Room
- Level: Main
- Area: 64
- Dimensions: 8 x 8
Features
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,325
Foyer
- Level: Main
- Area: 77
- Dimensions: 14 x 5.5
Heating & Cooling
- Heating features: Boiler,Ductless Mini-Split,Fireplace(s)
- Cooling features: Ductless Mini-Split
Interior Area
- Total structure area: 1,325
- Total interior livable area: 1,325 sqft
Kitchen
- Level: Main
- Area: 196
- Dimensions: 14 x 14
Living Room
- Level: Main
- Area: 240
- Dimensions: 12 x 20
Walk In Closet
- Level: Main
- Area: 104
- Dimensions: 13 x 8
Property
Accessibility
- Accessibility features: Doors 36"+,Door Lever Handles
Details
- Parcel number: 210202000
- Zoning description: Residential-Single Family
- Foundation area: 1325
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
Lot
- Lot size: 10,497 sqft
- Lot size dimensions: 75 x 140
Parking
- Total spaces: 1.5
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 1.5
- Covered spaces: 1.5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Hail
- Strong Wind
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Stevens County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,865 | $22,380 |
| Home Insurance * | $391 | $4,692 |
| Property Taxes | $230 | $2,760 |
| Electricity | $170 | $2,050 |
| Total | $2,656 | $31,872 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-10 | Listed for sale | $385,000 |
| 2025-11-25 | Listing removed | $399,000 |
| 2025-03-14 | Listed for sale | $399,000 |
