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201 2nd St W, Chokio, MN, 56221

3beds
2baths
2,484sqft
$153,900
$62price/sqft
$1,306/moest. monthly cost
$52,240/yrincome needed

About This Home

NEW SHINGLES INSTALLED ON THE HOUSE, ATTACHED GARAGE, & DETACHED GARAGE! Pre-inspected home in Chokio across from the park with 3 beds, 2 baths, a 2 stall garage with in floor heat, and another detached garage for all your storage needs! Main floor laundry, nice formal dining room and a large living room overlooking the fireplace. All the bedrooms are extra spacious and close to the full bathroom. Tons of character throughout including the beautiful arched front door, natural woodwork, hardwood floors, etc. Lots of recent updates including many new appliances, new AC in 2020, new washing machine, new sump pump in 2021, new gutters with leafguards, and many new windows!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
Chokio-Alberta SecondaryGrades 7-120.1 mi

Construction

Condition

  • Year built: 1935

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Rented
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom

  • Level: Main

Bathroom

  • Level: Upper

Bedroom

  • Level: Upper
  • Area: 162
  • Dimensions: 13.5 x 12

Bedroom2

  • Level: Upper
  • Area: 155
  • Dimensions: 15.5 x 10

Bedroom3

  • Level: Upper
  • Area: 121.5
  • Dimensions: 13.5 x 9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 137.5
  • Dimensions: 12.5 x 11

Features

  • Number of fireplaces: 1
  • Fireplace features: Brick
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,756

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Informal Dining Room

  • Level: Main
  • Area: 124
  • Dimensions: 15.5 x 8

Interior Area

  • Total structure area: 2,484
  • Total interior livable area: 2,484 sqft

Kitchen

  • Level: Main
  • Area: 120.75
  • Dimensions: 11.5 x 10.5

Living Room

  • Level: Main
  • Area: 264
  • Dimensions: 22 x 12

Mud Room

  • Level: Main
  • Area: 130.5
  • Dimensions: 14.5 x 9

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 220131000
  • Zoning description: Residential-Single Family
  • Foundation area: 728

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch

Lot

  • Lot size: 8,102 sqft
  • Lot size dimensions: 54 x 140

Parking

  • Total spaces: 3
  • Parking features: Attached,Detached Garage,Concrete,Garage Door Opener,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Winter Weather
Cold Wave
Strong Wind
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters in Stevens County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $778$9,336
Home Insurance *$146$1,752
Property Taxes $173$2,076
Electricity $209$2,514
Total$1,306$15,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,777/yr
40% on housing$39,180/yr
45% on housing$34,826/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 8.6%
8.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$62This listing

vs Other Active Listings

Avg $/sqft

ZIP 56221
Stevens County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 56221
Stevens County$87

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$156,900
2026-02-25Listed for sale$159,900
2025-12-02Listing removed$159,900
2025-11-10Price change$159,900
2025-09-30Price change$164,900
2025-08-26Listed for sale$169,900
2025-08-01Listing removed$175,000
2025-04-21Listed for sale$175,000
2020-05-01Sold$94,900
2020-01-03Price change$94,900
2019-10-11Listed for sale$99,900

For Sale by Agent

AgentMitchell Rohloff
BrokeragePomme de Terre Realty, LLC

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